I would also think, that if the property would to decrease closer to settlement, that my LVR would be higher as I would in theory be borrowing less?

Tom,

Thanks for your reply.

You mentioned a strong application, what is defined as a "strong" application, if I may ask?

Also, it's worth noting, I wouldn't be paying a stamp duty as the property would be purchased OTP.

Cheers
Chris

I should add that the dimensions listed in my original post are for "living areas" so excludes balconies/courtyards.

I should add that the dimensions listed in my original post are for "living areas" so excludes balconies/courtyards.