Thanks Guys. Spoke to my accountant and he said he`ll look it up.The property was bought in 2001 for $170k. Refinanced in 2008 and was valued at $345k by the lending institution. Estimated value now would be around $360k. If thats the case would the CGT calculated off the 2001 purchas price or the 2008 refinance figure. Would there be any chance of halting procedures on the name change seeing i did it today (Friday).Cheers DWG.

Hi,and thanks to all who posted a reply. I still don't understand fully. Yes our investment property was our ppor until a month ago. What happened was we drew some equity on it to use for renovations. Then my wife found a house she loved,put an offer on it and the offer was accepted. Now we used the remaining money (from the equity) and a loan to buy our new home. Then was informed that this new loan now for our old ppor was not fully tax deductible. Only what was remaining on the loan before we combined our equity money was. Yet it seems the tax people wont mind if we change the title to a single name,realign the loans to 80% lvr which increases the old ppor by 60k and put that money on our new house to decrease the loan by 60k to make our investment property more taxable. I cant see the difference between the two scenarios or is that just the magic of property investing. Cheers DWG.

Hi Duckster. Thanks for your reply. The spreadsheet i was after is for calculating the periodic loan repayments on a Principal and Interest loan. I should have mentioned that before. They may be located on the Data Compact Disc i`m not sure. Cheers DWG.