Yes I agree with all the previous posts…. Well done Lisa, very informative. This is my first post as I only joined earlier today, (So bear with me). I have been saving madly for my first house (I live in S.A.) My plan is to find something that is subdividable and either sell the block or build and then sell the new premises, therefore reducing my debt allowing me to have a base{home} and collateral to go again. – All depending on finance. I have contacted the councils and relevant dept’s and as Lisa has said in her 2nd post 15000.00 is a very good base to allow for. No point in not being able to finish for lack of funds.

Well done Lisa….

Mat [cap]

DuLunchman

Knowledge, Optimism and Action !!!