Well. I’ve looked through all the available savings accounts and decided on a savings maximiser ING DIRECT account. I recieved the infopack today and have read through it all(including the product disclosure statement). I’m going to fill it out and send it in very soon and then my good financial decisions of my life will have begun.(except that 8K i saved from working at maccas in 19months).
Thank you everybody great help all.

Christopher.

Thanks Meeg balance is very difficult in my life at the moment, juggling between family, friends, relationship, work, study and even time to myself is very difficult and when i add in that im starting to become obsessed with property investing, there is just not enough hours in the day for everything. I may have to stop sleeping(nah joking), thats one thing i will always love, a nice relaxing long sleep, hmm preferably with my girlfriend .

Christopher.

Well yesterday she seen all of my investment property books that i have bought.
And she knows im not one to read, so it was wierd to her that i was so interested. I will lend her rich dad poor dad soon, when i talk to her a little bit more about it.

Thanks Cata. I’ll be looking around for those books and also will be searching these forums, Thank you.

Christopher.

Thank you everyone, for your wishes and positive statements.

With your example Gross you could renovate a house with just the points accumulated.

Thanks V8 that post helped me heaps.
Yea i guess I learned from my mistakes and my car cost me 17k, I am planning on having it 10+years, so its not all that bad(if i was to buy brand new every 3 years that would be a different story).

Well, when i bought it I had 8K saved up(let me just say thats from working at maccas for 19months and i saved up 8K, very disciplined i was) and so i owed 9k, my parents let me borrow the 9k from them interest free(yippie) and so i have been paying it off $400 a month, and so the bill is 1300, almost gone. Then it will be unencumbered,correct?

Christopher.