MarcThank you for such an indepth reply. Certainly was interesting to read and helped me to understand the way the market works.T.

EdvicoI am about to consolidate my original home loan with some other debts, but in the near future am thinking of renting out my home.Will the new loan be classed as 100% investment related then, or will having consolidated the other loans cause issues at tax time??Thanks.T.

RichardI have sent another email, please let me know if you got that one or not.ThanksT.

Hi RichardThanks for your help on this. I have sent you an email but not sure if it is going through as is showing errors on my end. Please let me know if it has gone through.T.

Hi S.Thanks for your input.Yes, i will definitely be reducing the credit card limit, that is high on the agenda. My new repayments are not far off from what I am paying now, even including consolidation of the other debts, as the interest rates are even lower that what I was on, plus spreading the other debts over the longer term (which I know is…[Read more]