Thanks again for the ideas.

Only problem is that taking away our ability to keep the investment debt high and the personal debt low is that we can’t service the personal debt! I think the difference works out at $170pw.

Could I sell the PPoR to my wife, or even a trust?

“If you don’t ask, the answer is always NO!”

Thanks guys. So lets make sure I am clear on this. Our current home is our PPR until we purchase the new house using the cash from the re-financed loan. At this point we then have to declare one property as an investment property.

So thinking caps on, if we can’t convert our old place to an IP and negative gear, what is the best way financially…[Read more]