I think if 2 can partner up and buy 2 x 600-750sqm blocks next to each other its going to work with low to medium zoning changes.
There are some average houses in Coolbellup. They look like borderline for renting. Would need a reno for now.
Some locations are now getting rezoned R40 and R60 are on council information.

There is a Roe 8 Extension approved, this would support higher density!!!

I have bought houses before, but could not pull of a subdivision and then build.

Aaron your 2 cents worth input is certainly causing a lot of people a lot of pain going forward.

I’m sorry, very sorry but Aaron, what you trying to sell here:
-Benefits,
-relation ship,
-Easy paperwork,
-Better rate,
= You must be very naïve, brainwashed or setting up your clients for a ride on purpose.
You cause nothing but confusion with these worthless arguments. Non of the points is worth any thing. Zero

The lender would have 1 client set up for long term that’s all.

If a client has its accounts separately structured or with different lenders, who do think is in control of a healthy investment future?
Any client can simply look up each account at home and is informed 24/7.
The client’s accountant can simply do a proper tax return and segregate PPOR form IP. Very, very clean and tidy if separated.

If your client want future loans then they can simply shop around, but not with blokes like you.
There is nothing complicated at all to go to another lender, the day after,….same paperwork.

The last 12 years I talk to banks and lenders staff and I’m amazed, really amazed how incompetent they are.

Unbelievable

Hello , Im new here,

With APRA sorting out the bouble,… if there is one, in Sydney and Melbourne, I feel the APRA tool has been over used and now the entire country has to be overly careful. Toss in a few words of secure lending and refer to the good ol GFC to justify rate increases.
This will not just slow down property investment for all states but prevent a sound transition for the general economy from mining to infrastructure and manufacturing. If banking was the only industry fair enough,…good on them. Very unproductive move for any thing else.

Plan A: Built IP in the back, rent it out, sell the old IP in the front.

Plan B: Built IP in the back, rent it out and buy a new unit elsewhere.