Total Members: 159,193

dirty sanchez

  • dirty sanchez replied to the topic tax and LOC in the forum Finance 14 years, 9 months ago

    thanks for the input.

  • dirty sanchez replied to the topic tax and LOC in the forum Finance 14 years, 9 months ago

    do lenders offer IO loans  with offset ?  My understanding was offset accounts can only be linked to P+I loans, unless I need to "have little chat"  with my broker………………

  • dirty sanchez replied to the topic capitalised interest in the forum Finance 15 years, 8 months ago

    ahhh, capitalised interest…..?please explain the concept to myslef and all the other folks who im sure as equally confused as me.

  • dirty sanchez replied to the topic just married in the forum Finance 15 years, 10 months ago

    even when i can redraw from the loan at a click of a button ?

  • dirty sanchez replied to the topic off set account on PPOR future IP in the forum Finance 16 years, 3 months ago

    QLD 007if i sold my ppor into a trust and used the procedes for my new PPOR, how can the IP be an tax deduction against my income?BM33W" The Interest Only $300K loan will be tax deductible (correct me if i am wrong)."this what im curious about too as the initial purpose of the loan was for PPOR, although my intention wqas always to live in for a…[Read more]

  • dirty sanchez replied to the topic re structure in the forum Finance 16 years, 7 months ago

    thanks guys,just to clarify your suggestion Terry, the property would transfered to my name after I buy if from my partner(apply for interest only loan, borrow purchase price+ extras, hopefully no stamp duty depending on WA laws), then she gives me the money back to put on the PPOR mortgage…

  • dirty sanchez replied to the topic re structure in the forum Finance 16 years, 7 months ago

    thanks QLD 007,what about  a straight transfer of title to me (as long term partner/married) to avoid stamp duty etc and refinance both loans with one lender, maintaining a distinction on the IP so the interest component is tax deductable???

dirty sanchez

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