ill look into those areas mentioned and grab my self a copy of the latest API. thanks guys.

thanks for your assistance and opinions. the discretionary trust is a tad awkward to understand. if some one can explain it im real simple terms i would greatly appreciate it. otherwise who can i go to who can explain what it is and the benefits both security and tax wise.

and another option I didnt mention was:

D – Knock down my current IP and develop semi detached residences on the block.

Cheers

Dan