Total Members: 159,196

diclem

  • diclem replied to the topic determined joh- need abit of help! in the forum Help Needed! 20 years, 2 months ago

    Sorry Joh,
    I think we are not sure exactly what your question is !
    Care to elaborate?
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Landlord Ins – Rentcover in the forum Help Needed! 20 years, 2 months ago

    Hi Domo,
    Did you read my last post?
    I admit it may be a little confusing [biggrin]
    Best bet is to give them a call and get them to explain it to you.
    Good luck,
    Sorting out insurance is no fun,
    Sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Tarneit VIC in the forum General Property 20 years, 2 months ago

    Hi aafreen,
    The difference betweeen Tarneit and Point cook is the distance to the water. Point Cook is now a “seachange area”. Tarneit is no where near the beach.
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic An Amazing Maths Trick in the forum Forum Frolic 20 years, 2 months ago

    Well Geo, I liked it anyway……[biggrin]
    Sorry, my algebra is a little rusty.
    Sue [cap]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic A Sneak Peak… in the forum General Property 20 years, 2 months ago

    Ok, I like the cover.
    I think it’s good that it is similar to the first cover and that will make it recognisable to people who bought and read the first book.
    Bright green is good, very “in” and different from the other books on the shelves.

    So, in book shops late Sept, no website ordering?
    You mean I have to leave my computer and venture into…[Read more]

  • diclem replied to the topic Auction – 10% deposit question in the forum Help Needed! 20 years, 2 months ago

    Hi Leoni,
    I’m not sure about NSW, but in Vic the auctioneer will usually take a personal cheque, Cash (!) or even a passbook with a withdrawal slip.
    I suggest you ask the RE agent what the prefered method is. You can even negotiate before auction for a lower deposit should you be the successfull bidder.
    Good luck,
    Sue [biggrin]

    “Be careful not to…[Read more]

  • diclem replied to the topic Renos – Renovations – Newbi in the forum No Subject 20 years, 2 months ago

    Hi Alex,
    I think most people would recommend a building inspection be done on such a property, especially considering its age.
    If you are planning to make an offer, make sure you put it in writing that the offer is “subject to satisfactory building inspection”.
    The inspection report will tell you of any major defects in the property and should…[Read more]

  • diclem replied to the topic Medal Count Down!!!!!! in the forum Forum Frolic 20 years, 2 months ago

    hi Muppet and PGuru,
    My comments were of course tongue-in-cheek, not mean’t to cause any offence.
    It’s great that they have sports at the olympics where kiwis can remain seated and still win medals.
    Equal opportunity for all, I say!
    Too bad they’re not allowed to bring home their lovely headpieces…a real shame.
    Cheers,
    Sue

    “Be careful not to…[Read more]

  • diclem replied to the topic Medal Count Down!!!!!! in the forum No Subject 20 years, 2 months ago

    Hey Westan,
    I thought the same thing when I saw her run!
    Awful but true [biggrin]
    And Muppet, you really like the kiwi versus aussie thing, don’t you?[wink2]
    What I’d like to know is the male/female count for the aussie medals….the women seemed to do really well this time, anyone know it?

    Sue

    “Be careful not to step on the flowers when you’re…[Read more]

  • diclem replied to the topic where are the 41 + cashflow postcodes? in the forum No Subject 20 years, 2 months ago

    Hi Glenn,
    I would suggest that no one is telling you what the 41 postodes are because they would be available from residex in one of their reports. Which I suspect is not cheap. If you really want to know, that would be the best place to find out – Residex
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Tarneit VIC in the forum General Property 20 years, 2 months ago

    Hi aafreen,

    Take a drive and look around. Don’t think Tarneit is anything special, its in an area where there is a lot of land available.
    If you’ve ever been to Hoppers Crossing, Melton, Werribee, well Tarneit is basically the same thing. New houses on small blocks in tight streets.
    What exactly did you want to know about the area?
    Sue…[Read more]

  • diclem replied to the topic Landlord Ins – Rentcover in the forum Help Needed! 20 years, 2 months ago

    Hi Guys,
    Just thought I’d give you an update.
    Rang rentcover again today, I think I got a clearer response this time.
    This is my take –
    The actual “rentcover” part of the policy is covered for malicious damage by the tenant.
    eg. Tenant burns down the house on purpose, you are covered for the rent until your place is fixed/ livable again…max 12…[Read more]

  • diclem replied to the topic Landlord Ins – Rentcover in the forum Help Needed! 20 years, 3 months ago

    Ok, I rang to clarify….and now I am more confused!
    Basically, over the phone they say that contents and rentcover are both covered for malicious acts by the tenant.
    If you would like to see the section that I am referring to you can download the PDS from their website (The Ultra Contents policy)
    On page one under “Significant benefits and…[Read more]

  • diclem replied to the topic Landlord Ins – Rentcover in the forum Help Needed! 20 years, 3 months ago

    Thanks for the replies, will ring and find out what they say. The problem is, do I trust what they say over the phone against what they have written in their PDS?
    I downloaded the PDS from the internet, so it might not be up to date I guess.
    Will let you know what they say,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching…[Read more]

  • diclem replied to the topic apprentice shortages in the forum No Subject 20 years, 3 months ago

    Hi Guys,
    A topic close to home.
    It took us a year and seven try-outs to find an apprentice that actually was interested in learning a trade…
    Our apprentice now is fantastic. He’s 22, quit his city labouring job earning over $800 per week, to be a first year apprentice plumber earning $250pw. How’s that for enthusiasm?

    I’d have to agree with…[Read more]

  • diclem replied to the topic falling house prices in melbourne in the forum General Property 20 years, 3 months ago

    hi Richmond,
    It is rather a gloomy prediction, especially the last paragraph.
    I have to agree with you about the banks fixed interest rates though. I’ve been keeping a eye on fixed long term rates and they are very low.
    Well, we will just have to wait and see, won’t we?
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re…[Read more]

  • diclem replied to the topic Book launch… and you’re invited! in the forum General Property 20 years, 3 months ago

    Cool October 4, I’ll look forward to the email
    Better still…
    How about pre-orders through the website?
    I’m sure you’ll get a few takers [biggrin]

    Cheers,
    sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Subdividing size minimum in the forum No Subject 20 years, 3 months ago

    Hi Nathan,
    Just as Simon says, check with the local council. The block sizes can vary significantly. Also check with a local independent town planner/surveyor or architect/draftsperson.
    If they take a look at your land, they can often bend the rules a little.
    My local council will tell you that the minimum subdivision lot is 350sqm, but I know of…[Read more]

  • diclem replied to the topic How to create a win-win situation for this? in the forum No Subject 20 years, 3 months ago

    Hi Kim,
    I’m no expert on the pension, but I would think that the fact that she now owns the property it would effect her in the assets test for her pension.
    I believe pensioners are also allowed to earn a certain small income before the pension begins to reduce.
    i don’t see how she can offer the place free of rent when it is going to cost her…[Read more]

  • diclem replied to the topic Depreciation Schedules in country areas in the forum Legal & Accounting 20 years, 4 months ago

    Thanks Scott,
    That’s handy to know. I was looking at a prop in one of those areas and had trouble finding a QS to do a report (I missed out on the place anyway)
    I’ll make sure I keep you in mind for next time.
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

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