Total Members: 159,196

diclem

  • diclem replied to the topic What is the Total Cost of moving in the forum Help Needed! 19 years, 7 months ago

    Hi Trophy,
    Your question is a little to broad to answer. It all depends on where you live, how far you are moving, what you need to move, what day of the week, etc,etc.
    I think you might just have to do a ring around and get the best individual prices you can find.
    Good luck,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re…[Read more]

  • diclem replied to the topic What would you do in our situation? in the forum No Subject 19 years, 7 months ago

    Hi Bonnie,
    Have you had your plans drawn up yet for the new place, or are you going with a “project” home?
    If the plans aren’t drawn up, I’d start the process rolling so you may be able to build soon after settlement and get into your new place sooner. i.e. less time paying rent.
    Whatever you choose to do, make sure you keep the difference between…[Read more]

  • diclem replied to the topic RENT OR BUY in the forum Help Needed! 19 years, 7 months ago

    Hi WWJD,
    That really is a personal question and hard for others to answer with just the basics. It all comes back to what you prefer to do. Do you have a deposit?, Are you planning/have a family? Is there a regular income, or is it casual?
    You need to work out what you and your partners goals are, both short and long term, this would be a good…[Read more]

  • diclem replied to the topic sub divisions in the forum Help Needed! 19 years, 7 months ago

    Hi Dazzling,
    Yeh, must be a time warp, feels like one sometimes…..ok that was mean’t to be July 04.
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic sub divisions in the forum No Subject 19 years, 7 months ago

    Hi Penny,
    It really depends where your subdivision is as it is the local council that sets the rules.
    My subdivision application is still in process and we started in July ’05….
    It is actually “conditionally approved”, which means we still have to submit landscaping plans and engineering drawings, and hope they like them.
    Of course, I recently…[Read more]

  • diclem replied to the topic Devine Referral gets $1,000 in the forum Help Needed! 19 years, 8 months ago

    Hi again surrey,
    Don’t they have some “letters from previous customers” on show in the display homes, or in their advertising brochures?
    If all you need is a name, use one of theirs! You could say they inspired you to buy a Devine home. They are supposed to be previous customers after all.
    Good luck,
    Sue [biggrin]

    “Be careful not to step on the…[Read more]

  • diclem replied to the topic Don’t follow the flock !! in the forum General Property 19 years, 8 months ago

    Hi Phil,
    I agree as I am in the middle of a subdivision at the moment, and am pretty confident of a positive outcome. I’ll be onselling the original house and keeping the new “to be built house”. The new house/unit will be positive cashflow, even to the point where interest rates rise to 10%.
    I bought this house 8 months ago, which I suppose was…[Read more]

  • diclem replied to the topic Devine Referral gets $1,000 in the forum Help Needed! 19 years, 8 months ago

    Hi Surrey,
    Sorry, didn’t buy a house through devine, but I wish I had now!… maybe your offer sounds too good to be true?
    Good luck,
    Sue [cap]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic nervous 1st home buyer in the forum Help Needed! 19 years, 8 months ago

    Hi Guitarchick and welcome,
    I would speak to a reputable mortgage broker, get a referal from friends or speak to one of the great brokers on this forum.
    They will tell you what you can realistically borrow/afford. The fact that you don’t earn much but have saved some money will look good for you.
    Well done for making the moves to go forward…[Read more]

  • diclem replied to the topic A lesson in gambling…our spec home dilemma in the forum Help Needed! 19 years, 9 months ago

    Hi Pagey,
    Imagine you have a five sided dice. Each number, 1 to 5, represents one of your options.
    Now toss your dice into the air, its spinning……What option number are you hoping that it lands on?
    This is the option you are hoping for and are more comfortable with.
    Technical way to make decisions, I know!
    I read this in a book somewhere about…[Read more]

  • diclem replied to the topic ceiling issues in the forum Value Adding 19 years, 9 months ago

    Hi again John,
    You don’t need to remove the unit if it is too big. If it is still holding water their should be discharge valve to empty it. Sometimes this can lead outside (it should), sometimes not…so be careful where it discharges to!
    Before you do this, make sure the water into the tank is disconnected or switched off at a stop tap. Or else…[Read more]

  • diclem replied to the topic The banks position with sub-divisions in the forum Value Adding 19 years, 9 months ago

    Hi,
    Anyone know about victoria? I am in the same situation.
    Thanks,
    Sue [biggrin]
    Ps.S. Sorry Karl & Rita for butting in! [cap]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic ceiling issues in the forum No Subject 19 years, 9 months ago

    Hi John,
    Firstly I would want to know what is causing it. That’s a huge drop, is water entering the ceiling through the roof? Did the builders report say anything about the roof condition?
    I’d speak to him first and see what he thinks the problem is caused by. He should be able to tell you what needs to be done to fix the problem and a rough idea…[Read more]

  • diclem replied to the topic Insurance on dual occupancy IP in the forum Help Needed! 19 years, 9 months ago

    Hi,
    I think shaztaz has an excellent idea. Try rentcover.com.au, not sure if they cover tazzy though. Worth a try.
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Want to buy a new house without selling existing in the forum No Subject 19 years, 9 months ago

    Hi Paul,
    It is possible to borrow against your present property to buy a new property. You have plenty of equity but the question is , do you have the earning capacity to repay?
    As Kiwi said, work out what rent you would get and speak to a mortgage broker to find out what you are able to borrow.
    If you rent out your old place the interest on the…[Read more]

  • diclem replied to the topic Tree killing tenant in the forum Help Needed! 19 years, 9 months ago

    Hi Dazzling,
    Lucky everyone is alright. I don’t see how you can be held responsible unless there is some rule somewhere that states trees have to be checked by an arborist from time to time…..I doubt it.
    Or unless the tree was obviously in bad health, which it apparently wasn’t.
    If anyone was hurt I would assume that your public liability…[Read more]

  • diclem replied to the topic 2 PPORProblems : ( in the forum Help Needed! 19 years, 9 months ago

    Hi Redwing,
    Horrible position to be in. Why has it only been on the market for two weeks? That’s not much time to sell a prop at the moment.
    Could he afford to keep the prop if it was tenanted? Perhaps he could advertise for a tenant at the same time, and see which happens first. The prop may be in an area that would sell easier with a…[Read more]

  • diclem replied to the topic Defence Leased Properties in the forum General Property 19 years, 10 months ago

    Hi Penguinchick,
    I am just interested in what sort of problem you are having with your DHA property? I was wondering if there might be different/usual types of problems to look out for with these types of investments….
    Thanks, and good luck,
    Sue [hair2]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic New Zealand 2005 in the forum Overseas Deals 19 years, 10 months ago

    Hi LJ Henry, any relation to Kaye Henry?!
    (Where is Kaye Henry?)
    Anyway, welcome and the first place I’d go for info on NZ property is the website that muppet posted the link for earlier in this post.
    (The link is actually for the forum but you can navigate from there)
    There is a heap of info for you to read.
    You could also try a search of this…[Read more]

  • diclem replied to the topic Defence Housing Authority in the forum Help Needed! 19 years, 10 months ago

    Hi Ian,
    I would do a search on this subject as I recall people responding to a similar question some time back. I don’t have any DHA props, though I still subscribe to their emails and one just turned up in my suburb, looked good, but too negative for me.
    Good luck,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

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