Total Members: 159,215

diclem

  • diclem replied to the topic why would you rent a positive cashflow prop? in the forum No Subject 21 years, 1 month ago

    Hi Guys,

    People are all different, it’s a lifestyle choice.
    Some people are renters, some are buyers. Some are leaders, some are followers and some just like to watch!
    My parents are originally from Holland (40 Years ago) and they have always been renters. Could have bought, but didn’t want to.
    Apparently in Holland, back then anyway, renting is…[Read more]

  • diclem replied to the topic Investing in QLD – please help in the forum No Subject 21 years, 1 month ago

    Hello Ingrid,
    Welcome to Australia and the forum,
    I am not from Qld, I’m from Vic, but I am sure there are some queenslanders around here that will be able to give you some of the information that you need.
    From the posts that I have seen lately there till seem to be some Positive cashflow properties in areas of Qld.
    You might like to do a search…[Read more]

  • diclem replied to the topic I know a secret about Pinky ! in the forum Opinionated! 21 years, 1 month ago

    Now I’m going to call your bluff!!
    I think you guys are having us on. [:O]
    Your life can’t be that good, come on spill the beans, how about some bad stuff to help the rest of us feel better??!!
    Surely you too aren’t perfect [?]

    Anything at all????

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic When will the government… in the forum No Subject 21 years, 1 month ago

    Hi guys,
    You’re right we do have to prepare for our own retirements and I think that most of the people in this forum are working on doing just that.

    I would like to say that I have done my share in the population stakes. I’ve increased the population by four! I had some help from hubby too.
    So that should be 4 more people paying taxes in ten…[Read more]

  • diclem replied to the topic I know a secret about Pinky ! in the forum Opinionated! 21 years, 1 month ago

    Hi Arty,

    I hope Pinky sees this and appreciates it, and from what I’ve noticed, she will.
    And then come back with a witty reply.
    It’s great to see someone take time out of their day to show someone they’re thinking of them. Keep up the good work Arty!

    But then again, if Pinky’s a witch, maybe she has you under some kind of spell that keeps you…[Read more]

  • diclem replied to the topic Loan Repayments and tax in the forum No Subject 21 years, 1 month ago

    Sorry Fudge you confused me with that one!

    I think in Steve’s book he bases his loan repayments on Interest Only loans, therefore the amount of repayment that he quotes is only the interest.
    Hope this helps a little,

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic A different approach in the forum General Property 21 years, 1 month ago

    Hi Guys,

    This looks good initially. However some points:

    Plan 1 – Your money $38610
    Plan 2 – your money $156979

    – I don’t know how to work it out, but I am sure this is not a good return on your money.
    – You have put all your eggs in one basket
    – By using this money to buy properties in different areas, you increase your chances of capital…[Read more]

  • diclem replied to the topic A different approach in the forum General Property 21 years, 1 month ago

    Hi Fudge & Broz,
    Your Quote:
    “Another fact is that when you pay off your loan quicker all the loan repayments will be tax deductable too so you will not need as much money to pay them off as you really think, especially if you are in the top tax bracket, this is different to the deposits that you have to save up for which will be 100% out of…[Read more]

  • diclem replied to the topic advice needed regarding tenant problem in the forum No Subject 21 years, 1 month ago

    Hi Guys,

    I am interested to know if the “loophole” in the insurance policy about the lease is the norm with insurance companies. Has anyone else had a similar experience?
    As many tennants stay on a month by month basis after the initial 12 month lease, I think this is an important issue.

    Sue [:)]

    “Be careful not to step on the flowers when…[Read more]

  • diclem replied to the topic Other types of real estate investments in the forum Hotch Potch 21 years, 1 month ago

    Hi Dennis,

    How have you found the investment on the car parking spaces? I gather you’re happy with the outcome. Was the space leased for the whole time and what value do you think they are now?

    Sue [:)]

    Be careful not step on the flowers when you’re looking at the stars

  • diclem replied to the topic Melbourne-InvestmentExpo in the forum Heads Up! 21 years, 1 month ago

    Hi bjb,

    Thanks for the feedback. I was wondering if it was worth the effort of going and it’s good to know that you thought it was worth your while.

    Keep smiling,

    Sue [:)]

    Be careful not step on the flowers when you’re looking at the stars

  • diclem replied to the topic advice needed regarding tenant problem in the forum No Subject 21 years, 1 month ago

    Hi Pushpa,

    I am sorry I am not a real estate/investing expert, so my advise is probably not what you’re looking for. However, I feel your frustration and anxiety at your situation. I should think that your property manager should be able to advise you of your next move. Failing that, you could possibly contact the government dept in your state…[Read more]

  • diclem replied to the topic Stax of Stats! in the forum Opinionated! 21 years, 1 month ago

    Hi everyone, here goes…

    Female
    35 years
    Blonde
    Green eyes
    Smoker, social drinker
    4 kids [:O]
    (Girl almost 13- yikes!, 3 boys-11, 9 and 8)
    I’ve been “fixed now” [;)]
    One husband,
    married nearly 15 years, together for 21 years! hah, beat you Pinky & Arty! [:D]
    One black labrador
    Self-employed – Plumbing, actually I do the bookwork. [:(]
    One house,
    4…[Read more]

  • diclem replied to the topic Question for Seasoned Renovators in the forum General Property 21 years, 1 month ago

    Hi Guys,

    Agent oo7 has the right idea when it comes to offering payment at the end of a job to tradies. Although most tradies would expect this. The faster you pay, the better service you will get next time.
    I’m married to a plumber. We have learn’t that the people who seem to have the least money are the ones that are most likely to pay you!

    A…[Read more]

  • diclem replied to the topic Email Scams….Beware! in the forum Opinionated! 21 years, 1 month ago

    Hi Guys,
    I’m a little puzzled, today I received an email to buy viagra. Not unusual I get them everyday.

    However, this time I noticed the name of who sent it. It was from xyzzy I noticed this because I have seen this name in the forums.[:O]

    So, is this a co-incidence or is xyzzy sending out spam to the silly people like me who put their email in…[Read more]

  • diclem replied to the topic Freehold / Leashold in the forum Hotch Potch 21 years, 1 month ago

    Hi Dingo,

    So you’re telling me that if I find gold, when I’m digging in my backyard, its not mine? Or if I strike oil, I have no claim to that either?
    Thats not fair! [}:)]

    Sue [:)]

    Be careful not step on the flowers when you’re looking at the stars

  • diclem replied to the topic Best Interest earning account to save for deposit? in the forum General Property 21 years, 1 month ago

    Hi Andrew,

    I agree with Dingo. I use Ing Direct, it is really simple to use. No catches with the fees. The site says it can take up to 5 days for your money to transfer when withdrawing, but I’ve always got mine the next day.
    No I don’t work for ING!

    Keep smiling,

    Sue [:)]

    Be careful not step on the flowers when you’re looking at the stars

  • diclem replied to the topic Rooming Houses? in the forum Hotch Potch 21 years, 1 month ago

    Thanks for the replies, it is much appreciated.
    I will go ot the council and see what it requires.

    Keep smiling,

    Sue [:)]

    Be careful not step on the flowers when you’re looking at the stars

  • diclem replied to the topic Is it still worth buying an -ve IP now ? in the forum General Property 21 years, 1 month ago

    Hi Arty,
    Thought I’d reply even though I don’t really know what I am talking about. It’s just that no-one else did!

    Anyway, it all comes back to your figures.
    How far away from the 11 sec rule are you? Is it comfortable for you to make the repayment difference, if any?

    Altona and Sunshine should have pretty strong capital growth as they are not…[Read more]

  • diclem replied to the topic Am I the only one on line? in the forum Hotch Potch 21 years, 1 month ago

    oops, I got the wrong battle. It’s was Pin and the Enjo lady, not Bribie!

    Sorry about the insinuation there,

    Keep smiling anyway,
    Sue [:D]

    Be careful not step on the flowers when you’re looking at the stars

  • Load More

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