Total Members: 159,213

diclem

  • diclem replied to the topic 6 questions worth pondering in the forum General Property 21 years ago

    OK, I’ll give it a go…

    1) What was the prime motivating event in your life that created a focus on the need to invest?
    Coming from a single parent family, where my mum raised 4 kids working in menial jobs, she managed her money well, but always struggled and continues to do so. I don’t need to be mega-rich, just financially independent. Have…[Read more]

  • diclem replied to the topic Kids – How much do they cost? in the forum Forum Frolic 21 years ago

    Hi Crashy,
    The most obvious country would have to be the good old US of A wouldn’t it?

    With the first case, I guess to avoid such a situation, the husband could have left instructions in his will as to his wishes for the stored sperm. Specifically, who could “use” it and if any children were subsequently born, what their entitlements would be…[Read more]

  • diclem replied to the topic Kids – How much do they cost? in the forum Forum Frolic 21 years ago

    Hi S.I.S. and all,
    I had my kids early by today’s standards…first at 22 last at 28, and two in between.
    I always wanted to start early as I had a hang up about my mum being old, she was a whole 37 when she had me! Doesn’t seem so old now (I’m 35) [}:)]
    I like the fact that when my youngest is 18, I’ll only be 45.
    Of course, you’re never “free”…[Read more]

  • diclem replied to the topic Landlords Insurance in the forum General Property 21 years ago

    Hi Bronny,
    Your property manager should be able to arrange this for you, but after re-reading your post, I guess you manage the properties yourself. Perhaps you could try an insurance broker in your area. They should be able to find the right cover for you.
    And I’m really sorry to hear about your tennants and their puppies [:O]
    Hope this helps,
    Sue…[Read more]

  • diclem replied to the topic why have you decided to start investing? in the forum No Subject 21 years ago

    “To rise up and out”
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Break costs in the forum Hotch Potch 21 years ago

    As promised, update on breakcost amount. Got my payout figure from my bank today, and the good news is the breakcosts have dropped considerably.
    Apparently the cost is now $900 to break a loan of $152000. I’m pretty happy with that. Now to do some mortgage shopping….I hate this bit.
    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when…[Read more]

  • diclem replied to the topic Has anyone done Crashy course? in the forum Forum Frolic 21 years ago

    Hi SIS,
    In one of the other forums there is a post about crashy’s course, all the reviews seem to be very favourable…I haven’t done it myself.
    Cheers,
    Sue [:)]
    P.S. I’d post you a link, but I have no idea how to do it [:I]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Things you’d love to say out loud at work. in the forum No Subject 21 years ago

    Very good Arty,
    Did you think those up all by yourself?
    Not with your IQ [;)][:D]
    Sorry couldn’t help that one, it appears you’re about the only one I beat in the IQ test…or maybe the only one that would admit to it [;)]
    While I’m at it, where’s that wife of yours?
    Becomes a moderator and then goes AWOL?
    Hold on, now I remember, she’s buried under…[Read more]

  • diclem replied to the topic Vending Machine in the forum Hotch Potch 21 years ago

    Hey Propertyguru, you beat me to it…
    I was wondering whether to ask in here if anyone had experience with vending machines.
    There was an add in our local paper for people to buy vending machines and service them. It claimed great returns for 4 to 6 hrs a week.
    After doing a little search on the net, all I could find were pages on vending machine…[Read more]

  • diclem replied to the topic Australian Idol Winner ? in the forum Forum Frolic 21 years ago

    Okay, Guy wins [:)]

    He deserves it, and will be a great ambassador in the world idol contest.

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Requesting tenants with your new property in the forum No Subject 21 years ago

    Hi peoples,
    This is slightly off topic, but somehow related…
    I would like to advise people not to rent out your property to the new owners before settlement.
    i.e. The people who buy your property move in themselves and pay you rent until they take possession at settlement.
    I have known two people who have done this and they have regetted it.…[Read more]

  • diclem replied to the topic IQ Test in the forum Forum Frolic 21 years ago

    Well, it looks like I didn’t have any right to brag [:I]
    I’ll just go sit back in my corner now, thanks….

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Reserve Bank – Commision Enquiry in the forum Hotch Potch 21 years ago

    C2 is right, the topic was covered by Steve, think it was called “An interesting read”
    Steve’s link also went straight to the summary, which is why more people responded. Anyway I’m sure Steve would get a response no matter what he posted!

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Computer Gurus I need help in the forum Forum Frolic 21 years ago

    Woooweee….
    Could someone please turn on the airconditioning….it’s getting a little hot in here

    Sue[:)]

    P.S. Mel, keep up the good work [8D]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Computer Gurus I need help in the forum Forum Frolic 21 years ago

    ok, since you started this, I have a problem too.
    A couple of months ago my modem died (internal), so I bought a new one a Harvey Norman and installed it myself.[:P]
    Very proud I was, until I realised that the old modem was a speaker phone modem and now I have no-where to plug my speakers into [:O]
    What do you suggest? And go easy on me, I’m not real…[Read more]

  • diclem replied to the topic buying a “home” in the forum General Property 21 years ago

    Hey Neo,
    I agree with Pebbles’ points,(and yours)
    Also if you’re buying a big house that you will eventually on sell to a family, you need to be close to schools. Not just any school either, a good one. In Vic, some of the best schools have “zones’, so that you can only get in if you live in the zone.
    And don’t forget easy access to public…[Read more]

  • diclem replied to the topic Break costs in the forum Hotch Potch 21 years ago

    Thnaks guys for your replies. I have emailed the bank for a payout figure. They haven’t gotten back to me so I guess i’ll have to talk to someone on the phone. I’ll let you know what the outcome is.

    Sue[:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic We are moving house FINALLY !! in the forum Forum Frolic 21 years ago

    Good luck with the move, you better hope it is not as hot as it was last weekend…then again it will be more comfortable for the semi-naked slaves I suppose…

    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Break costs in the forum Hotch Potch 21 years ago

    Thanks Mel,
    That is what I suspected (or hoped?), it is indeed good news as I have been wanting to get away from this loan for a while now. I was going to wait until May when the fixed rate ends, but it may be worth finding out a payout figure sooner rather than later.
    Keep smiling,

    Sue [:)]

    “Be careful not to step on the flowers when you’re…[Read more]

  • diclem replied to the topic Shaun Walker. Everyone else please ignore post. in the forum Opinionated! 21 years ago

    Really Westan, such an underhanded and dishonest tactic……

    Let us know how you go won’t you?

    [;)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

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