Total Members: 159,198

diclem

  • diclem replied to the topic Active Members – where are they? in the forum No Subject 20 years, 9 months ago

    Hi Chan,
    I’m not hiding, at least I don’t think I am! [:I]
    Better check,
    Sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic HOW MUCH CAPITAL GAINS TAX DO YOU PAY A YEAR? in the forum Legal & Accounting 20 years, 9 months ago

    Hi njohnston,
    That’s a really hard question to answer. It could vary dramatically from year to year. Also many people on this site are into +ve cashflow properties, with a buy & hold strategy, which means they don’t pay CGT. (That’s how they avoid it)
    Just my 2 cents,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic 2 weeks, def. to long in the forum Forum Frolic 20 years, 9 months ago

    Welcome back Matt,
    Yeh, Kay missed you so much, she went on a holiday!
    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Property web site in the forum Heads Up! 20 years, 9 months ago

    Hi Guys,
    I sold my PPoR in April 2003. The real estate agent said it only cost $50 to advertise on realestate.com. That’s all he charged me on our itemised bill too.
    Possibly it’s gone up with all the added interest it gets now.
    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Enjoy yourself Kay in the forum No Subject 20 years, 9 months ago

    I’m sure you’ve already left Kay, but I’d like to wish all the best in your travels…..Perhaps Monica has access to the internet and you might talk to us from there?
    Nah, doubt it, you’d be having too much fun…..
    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic How much to leave in LOC? in the forum Finance 20 years, 9 months ago

    hi Celivia,
    I think it depends for what purpose you are drawing out the extra money.
    Is it for further investment or personal use? Personal use could cause some taxation complications. Although this can be overcome with careful organization of the debt.
    If you are comfortable sevicing the extra debt, then go for it…..I guess it comes down to…[Read more]

  • diclem replied to the topic Illegal Garage etc in the forum General Property 20 years, 9 months ago

    hi Markymark,
    You could obtain a plan of the lot (of land) that you are interested in. Check if any permanent buildings are built over any easements. Check with the local council on what buildings they require a building permit for, and whether the buildings on your property have had permits issued for their construction.
    If there appears to be a…[Read more]

  • diclem replied to the topic Organising a file in the forum Help Needed! 20 years, 9 months ago

    Hi Celivia,
    Can’t think of anything that you have forgotten. Sounds like you’ve got it all worked out, think you might get a few people following your system.

    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic How is the market ? in the forum General Property 20 years, 9 months ago

    Hi Elves,
    Sorry, but I don’t get the problem. When an agent advertises a price of $850K+ that, to me, means they want at least $900K. I’ve always been told the “plus” means 10 to 20% more. And as the vendor wants at least 900K then the advertising is in line with normal practice.
    I’m not saying this is the best way to do business, but it is,…[Read more]

  • diclem replied to the topic offers in the forum General Property 20 years, 9 months ago

    Hi Guys,
    I thought it was regular practise to place a small deposit when making an offer. Maybe it’s a Victorian thing. I think it may be to show that you are serious about your interest in the property. This is then taken off your deposit.
    Has no-one else heard of this practise?
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching…[Read more]

  • diclem replied to the topic Chocolate Body Paint in the forum Forum Frolic 20 years, 9 months ago

    Looks like we have a new pinky [:D]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Melbourne in the forum Forum Frolic 20 years, 9 months ago

    Did you really need a survey to tell you that Melbourne is the best city to live in?[;)]

    And a poll in a Sydney newspaper placing Sydney at the top of the list……who would have thought! [:o)]

    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Guys ~ Carry Out This Test => It Works in the forum Forum Frolic 20 years, 9 months ago

    Does someone know how this works?
    Or is it obvious and I’m missing the clues?
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Guys ~ Carry Out This Test => It Works in the forum Forum Frolic 20 years, 9 months ago

    Hi Chan,
    That was a total freak out! [:0]
    How/why does it work?
    Do you know?
    By the way, I got red hammer
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic loss of friends in the forum Help Needed! 20 years, 9 months ago

    Hmmm…Good question Chan.
    Definition of a property investor? I guess it is open to interpretation, a little like the millionaire question in another post.

    Possibilities:
    1/ Own/paying off PPOR. (Have invested money, paying off principal & equity growing.)

    2/ Own one investment property with/without PPOR.

    3/ Have money in managed property…[Read more]

  • diclem replied to the topic loss of friends in the forum Help Needed! 20 years, 9 months ago

    hi Scott and everyone,
    I only read “Who moved my cheese?” last week.
    A simple story with a simple message.
    I’m trying to be “Hak” but my hubby is a “Hem” [;)]
    Cheers,
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Interest Rates – Quick Poll – For Tomorrow % in the forum No Subject 20 years, 9 months ago

    No

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic can u explain this.. ? in the forum Forum Frolic 20 years, 9 months ago

    OK, what I want to know, is how it was found?
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic 11 second in the forum Forum Frolic 20 years, 9 months ago

    Hi Westan,
    Kiwi’s getting on your nerves a little are they? [:o)]
    Sue [:)]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Stupidity! in the forum Forum Frolic 20 years, 9 months ago

    Hi Chan,
    Mission accomplished, I smiled [:D][:)][:D]

    Sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • Load More

diclem

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