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  • Profile photo of dianalesauxdianalesaux
    Member
    @dianalesaux
    Join Date: 2010
    Post Count: 3
    June 21, 2010 - 10:12 am

    Could you explain me about the solution to beat valuation problem?

    My broker said "just find another property"…errr  <_<….NO!
    Makes me think again why I use him in the first place **sigh**

    Because I'm doing second valuation, ANZ takes forever to process my application. I don't know how much longer I can extend cooling off period.

    Profile photo of dianalesauxdianalesaux
    Member
    @dianalesaux
    Join Date: 2010
    Post Count: 3
    June 18, 2010 - 7:21 am

    thanks for the reply.
    I do agree that time is essential.

    I'm a new player and stupidly put 0.0025% as deposit before valuation.
    It is under $1000 but still it's a huge amount for me.

    Had a talk with ANZ's mortgage division, they said it is normal to use Google Map search as their base of valuation.
    For me it is weird.
    if LVR is 90% they should do Full Valuation or at least drive-by, I guess they just want to save money.
     
    Reason to go with ANZ because they give more loan than other banks.

    Haven't heard back from ANZ yet.

    Fingers crossed.

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