It's great to hear from like minded people, thanks for your posts.

Richard, Michael your strategy seems to be buy and hold wth development increasing values, and these seem to be working for you both so congratulations, your hard work and effort are paying off.
 
Is anyone doing pure development to sell relying on that as income? I'm really interested in those developments building 3 or 4 units where one unit can be kept 100% fully owned and rented plus used as equity to draw further loans.

thanks
Dave