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  • Profile photo of DGEDGE
    Member
    @dge
    Join Date: 2008
    Post Count: 3
    March 9, 2010 - 3:45 pm

    Hi Tracey

    Thanks for your comments, I am investigating a few areas you mentioned. Yes I do want to consolidate the Personal LOC with the current PPOR mortgage.

    I am also looking at the details to see if it is indeed cross collateralised or not.

    This has been setup by a broker so I am hopping it looks OK most have not screamed it is all wrong so that is OK for me. I do need to get a handle on a few things and then move forward again.

    Thanks for the comments.

    Profile photo of DGEDGE
    Member
    @dge
    Join Date: 2008
    Post Count: 3
    March 2, 2010 - 3:19 pm

    Thanks Banker, I suppose I am just trying to get things in order, I wish to go and get another Inv property, hence I felt it worth while to get a few thoughts from people who do it a lot more than me.

    Rates as requested  –

    Personal LOC = 6.01%
    PPOR = 6.11%
    Car LOC 5.86% ?
    Inv LOC 6.11%
    Inv Loan (1) 6.01%

    Interesting variation of rates. I have no idea why the Car LOC is so different.
    As for the bank Yes that Bank. All of it.
    Cash flow is OK, could be better :) I am questioning as some of these then have the additional yearly charges to be added.

    Curious to see what you and others may think.

    Thanks again.

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