Hi TraceyThanks for your comments, I am investigating a few areas you mentioned. Yes I do want to consolidate the Personal LOC with the current PPOR mortgage.I am also looking at the details to see if it is indeed cross collateralised or not. This has been setup by a broker so I am hopping it looks OK most have not screamed it is all wrong so that…[Read more]

Thanks Banker, I suppose I am just trying to get things in order, I wish to go and get another Inv property, hence I felt it worth while to get a few thoughts from people who do it a lot more than me.Rates as requested  – Personal LOC = 6.01%PPOR = 6.11%Car LOC 5.86% ?Inv LOC 6.11%Inv Loan (1) 6.01%Interesting variation of rates. I have no idea…[Read more]