Forum Replies Created
Hi Terry and Doogs,
Thank you so much for your replies. tomorrow i am seeing a banker, i hope he can help me. I will give you an update. Have a good week.
Regards, lucky 40Hi Guys,
I met my MB today and not a good result, he said he cannot do anything and cannot give me back part of my 3300 brokers fee. Very sad, but, hey, i will just charge it to experience, everybody makes mistake, i just have to move on.
I decided to do the following:
1. Stay with them for now and find resources to come up maybe 20,000.00 to buy my first IP to WRAP(i don’t really know where to get that).low doc. 7.40%.He told me (MB) that as soon as i have more income or cash i can start wrapping.2. MAybe forget about investing for now and refinance again and get a low interest rate( lower than what i had with bank of melbourne-6.57%)But i have to work out the figures first before refinancing again, otherwise i am just wasting more money.
But i really don’t want to just forget about investing, as i’ve said, done the first step, i might just keep going even in the zigzag road.
That’s it guys, and hoping to see anyone of you in one of the seminars or maybe in the carribean, who knows.
Thanks again for all your ideas and have a lovely weekend.Take care.
Regards -Lucky40Hi Lovely people of the world,
-The key to making it over the top is: Help enough other people to get what they want.
– It’s not what happens to you but how you handle what happens that makes the difference.
– You cannot solve a problem until you aknowledge that you have one and accept responsiblity for solving it.
Regards, lucky40
Hi Stuart & Picja,
I’d mentioned on my previous post that i am meeting my MB on thursday, but before i made my first post i was so worried because i don’t know what to say when that day will come, and because of your suggestions,advises and expertise it contributed a lot to my self esteem, i can feel that i am confident to do/say what i wanted to ,and i can sleep better. I will keep you inform whatever is the result of our meeting. Okay!
By the way, my advise to all newbies, if you need some help, advise or anything, don’t hesitate to post it, give it a go,because there are people in this forum who are willing to help you. Imagine, you don’t know/meet these people but look what happen to me if i didn’t post my problem, maybe i am still in shock unitl now. So, to all who give there advised , A MILLION THANKS TO ALL OF YOU, i also want say A SPECIAL THANK YOU to TerryW who answered all the questions i asked off the forum.
KEEP UP THE GOOD WORK GUYS. I SALUTE TO YOU ALL,NOT ONLY THESE PEOPLE I MENTIONED but to everybody in this forum.
Have a good week to all of you. Happy investing.
Regards, lucky 40Hi Sooshie,
Thank you so much for your reply. i love reading your posts.Yes, the fee to my mortgage broker is part of accessing the low doc. loan.
My MB is actually very helpful and nice, he is always there for me, the only thing that upset everything is the equity loan that i didn’t disclose (i’ve stated the reason why on my first post). I don’t think i will give up Sooshie, I’ve started this (only it is a bit messy) so i have to finish it. I have to move on, and i believe that with all the suggestions/inputs from the forum members i can decide which way to go. Yes, i will give you an update on what i have decide.
Thank you again and have a good week.
Regards, lucky 40Hi guys,
Thanks again for all your replies. I agree with Stuart that i cannot do anything with my super, as far as i know, i can only use it when i retire.
Thank you again guys for all your inputs.Regards, lucky40
Hi Stuart,
Thanks for your response.I learned so much for my mistakes and i agree with you better to disclose everything to avoid any trouble (in my case, i didn’t try to avoid that, i was just confused at that time, i would say). Thanks again Stu. And thanks to you PeterM as well.
Regards, DelightHi guys,
I don’t know what to say, i was just overjoyed by all your responses. Thank you so much guys for all your inputs, it’s muchly appreciated. At first i was bit hesitant whether i will post this case or not and now i am glad i did. you are all a big help. TO DAVID U- no, i didn’t sign the contract (before hand i already know that before i sign the contract it is always subject to pest and bldg. inspection and finance) and to MICHAEL & KAYE, thanks for giving me hope that i can still get my holding deposit. Again, MANY THANKS TO ALL OF YOU.
REGARDS,LUCKY40
