Thank you so much for the advice, might have saved me thousands.

Thanks mate, I may try them soon.

Thanks Richard it all makes sence now, the peny just dropped.I may also be looking at buying a business, can you organise business loans?

Thanks guys, I may be needing your services very shortly.

Thanks mate, I spose you just have to figure that into the cashflow aswell. How much do you set aside for them? and what type of trust do you use?