Totally agree with Richard,  I think it would be advisable to have a meeting with your accountant and mortgage broker so that the left hand knows what the right hand is doing. I am in the exact situation at the moment where I am developing some town houses to hold and I am constantly having meetings with numerous accountants with my mortgage broker present in order to find a solution suitable to my circumstances.  When it comes to the entities that should own your properties (whether yourself, trust accounts, companies) there are different benefits which ever way you end up structuring it, it is a matter of finding the right solution for your current and future circumstances and that will be a personal decision you need to make after gathering all the relevant  information it is not a once size fits all solution!!