Based on the above (f) sounds best as it causes least stress in selling and buying. Obtain loan on unencumbered unit.Purchase your new PPOR with funds from the unit loan and top this up with a loan on the new property to complete the purchase. As your current PPOR is unencumbered this should really be a stressless process for you. It is m…[Read more]

Also, If it is an investment property purchase, when his brother gets around to selling it he will have a larger Capital Gain liability because the cost base was artificially reduced.