Terryw, thank you for your input.Other reason considering Chan&Naylor's Property Investor trust, is that I can pass on the assett ownership to other people without triggering CGT and stamp duty, and still has land tax treshold (except NSW), while has no vesting date.So, I think I will consider lower value property / low growth to be allocated…[Read more]

John,As far as I can understand it so far, Discretionary (or often called Family Trust) offers assets protection, and allows you distribute income to members (beneficiaries) esp to the lowest tax brackets.  In regards to property, it doesn't allow individual to benefit from negative gearing as the losses are trapped inside the trust.This is where…[Read more]

Richard, that's for the insight.So what would be the best trust for Negatively geared property?Dave.

I see…So is Chan&Naylor's "Property Investment Trust" is viewed as "Hybrid Trust" by major banks?Hope someone from Chan&Naylor's can answer this…?Is this the bottom line why it's harder to get finance, while you guys can get finance on Hybrid Discretionary Trust?Dave.

Hi Jon, Richard, Scarecrow7,You know what, I spoke to ANZ mortgage specialist on Nov last year requesting to get a quote.After speaking with their supervisor, he ended up saying "sorry we can't do it if it's under trust structure for 80% LVR" ??!!He might be still be able to help me though if I'm willing to put a certain amount of funds on ANZ…[Read more]

Hi Jon,May I know what type of trust you use for your property?I have also spoken to 2 different brokers but they won't be able to get me major bank loan mainly because:1. The property will be in Trust structure2. It's 80% LVR3. It's Low Doc / No DocIf anyone can suggest which bank, I would really like to know so I can consider when I am…[Read more]