Thx for that very useful constructive information. My mind is two fold at the moment I have property that has around 200k equity to use and I would like to use that equity to purchase more property at 85% LVR (Loan to Value Ratio) while involving my family and friends in another property at 0% (or possibly 0-50%) LVR who are not overly comfortable with investing. I was thinking of using a combination of these systems to educate and allow them and myself to experience the property market and how it works. Using the examples of my 85% LVR properties and the 0% LVR JV property as examples to experience cashflow and capital gain with differant methods and results.  As the JV group is comfortable I would approach them to use that property or other properties equity to reinvest in other projects, to continue as they are or a mixture. The thing I like about investing is the ability to live your life without thinking about a job and to help others to live the life they choose, if they choose.
My brother is a shearer and a great bloke and father of 3 beautiful young children. He loves his trade and looks forward to taking over the family farm later on. He and others I know are interested in developing cashflow from investing but are overwhelmed by what do invest in and the what ifs. This scenario is something that gives him comfort to do something while developing an understanding from real life experiences. If this is something I can do for him and others while I know I will make less profit on the $10000 I contribute than going it alone, I will still make a profit they will learn and grow financially while my 3 beautiful nieces will be in an environment that supports the understanding that dependancy on a job is also a choice.
I hope this makes sense to you, I am all for working together on differant projects so if you have some ideas or want to just chat let me know.
Darren