Forum Replies Created
Hi guys .
the basic reason for my question is can someone on a pension(life long) .can they get finance for a home unit/flat/house/bungalow/barn.
somewhere to live to get of the rent cycle .
& what is the best way for the pension guy to get into somewhere .
is it vendor finance/balloon payment/rent to buy/bank/ausie home loans/loan shark.
it was’nt so much where to live in my position thats not realy an option untill i have my first property to bargin with (steping stone) i would like to stay around the gold coast as its a nice place to live .
anyway thank you for the posts they have all given me some great starting points to look at .Qlds007.Richard would your company deal with people on the pension .
is there any way that a person on the pension can get into a place .if so whats the “password please”D Hattersley
can you please tell me more about the shared ownership.
who can ,what can , how can .
do many people do this .
thank you .
dannyD Hattersley
ok so then it would be a bad way to go for a house.as youd need the %40 at the end in a lump sum .?
thank you for your time .
dannyD Hattersley
ok so basicly “no frills”=low body corp
“all the trimmings”=high body corp.
is there a genral guide to how much body corp to pay.or will it vary on the title of the place .danny
D Hattersley
Hi Chatterbox
yes ive checked out some of the body corp prices the ones that i got were $35-52 pw .
I dont no if that is expencive or not.
& i dont no what body corp is ment to cover as there seems to be so many different ones .
What would be the best body corp to go for. What would it cover .is there a limit on body corp fees.
do you have to pay them
like if you wanted to do your own garden could you neg the fee that you pay for the rest of the service.Any Info would be great [hmm].
thank you .
dannyD Hattersley
Thank you that has explained a lot to me .
if the intrest rates were to rise then i guess id be buggerd .
ill try to get a good bank balance 4 to 8 grand .
as for public housing yes i do have my name on it but that will be another 9yrs on the gold coast .
dont no if this makes much diff but i would be going co lending with another person basicly to people (on pension) just trying to get ahead .thank you for your post its all good info.
dan [exhappy]
D Hattersley
Hi thank you for the reply’s
In awnser to Pisces thank you for some good advice.
as I have nothing to hide i dont mind using my name .
my current situation is this .
im in a town house have been renting for about 2yr. previous was renting for 8yr .
the place that im in now is being sold so i thought i should look in to buying .deposit=no.
first home=yes.
house/unit.
2/3 bedroom.
gold coast area.employment.
pension.
some part time work on surfboard repair.
if anyone would like some more info please let me no .
Now to all that replied.
i dont want to sound nasty so please read this with no personal attachment.I am on a pension (Disability) this is the most stable income in the commomwealth today (I CANT GET THE SACK!!)so this is permenent. this gives me $564.45 per fortnight
now the repairs i do (sometimes!) make about $250 pw.
so with all this (what there is of it) can something be done ?thank you for your time .
D Hattersley
