Evolve, The issue I have is that most planners have never made any real money.  They go around telling you how to invest and how you should have a diversified portfolio. I own, through a variety of structures, 5 coffee shops, 7 radiologicy clinics, 2 newsagents and over 30 commercial properties. A planner never recommended any of them and they…[Read more]

Agree.  Financial planning should be free as most of the time it is wasted money.  Financial planning is good for people with poor knowledge, low income earners, people who can't generate income from businesses or property developing.  This is most people but fees should be small as value is small.Most planners just put people into an industry fu…[Read more]