Total Members: 159,384

crusty

  • crusty replied to the topic Interest rate rises and rental income? in the forum Help Needed! 14 years, 6 months ago

     Must agree with oztorro, Dont put  your rents up as soon as you can , stay about 6 months behind the market . No-body likes  greedy landlords.  The average forgone credit to your bank account over that 6 month period  will only be about  $300  0r  an  extra $10 interest you will have to pay over that 6 months, about $ 7.00 after tax deductio…[Read more]

  • crusty replied to the topic Which Suburbs? (Victoria) in the forum Help Needed! 14 years, 7 months ago

    Blaze why do you ask? then tell us you know the answer. I am sure we would all like to know where?  When you say house, are you being general and include units?

  • crusty replied to the topic House of my dreams in the forum Creative Investing 14 years, 7 months ago

    ELJ. I think you have low expectations, why not aim a bit higher.

  • crusty replied to the topic Is Mildura a good spot for an Investment property in the forum Brendy and African 14 years, 7 months ago

    Brendy and African daisy ,      Silex  has bought the solar thermal  tower project  from  tru energy . It  will spend  12 to 18 months  to prove develope and refine, the research it has bought,  with a  two megawatt pilot plant.  If it works a full scale 150 megawatt plant could go a head.          Tru energy  still proposes to  build a  sol…[Read more]

  • crusty replied to the topic Is Mildura a good spot for an Investment property in the forum  Geraldine, another point 14 years, 8 months ago

     Geraldine, another point Adelaide is  more reliant on the Murray River than mildura does that mean you shouldnot buy property in Adelaide.                             In fact only to-day a $700 million  9,000 km pipe line  begining at Wemen near Mildura was officially opened to secure water for the wimmera and mallee,  because of the security…[Read more]

  • crusty replied to the topic Is Mildura a good spot for an Investment property in the forum Gerladine          14 years, 8 months ago

    Gerladine          In what respect do you see Mildura as being reliant on the Murray river.  All places are reliant on their water source. Mildura has a big weir it is always full, even after a 10 year drought,  with the driest years in recorded history. It also has a pipe back up pipe from the wentworth weir pool. There is also plans for a solar…[Read more]

  • crusty replied to the topic Portfolio Loan Query in the forum   That is the good thing 14 years, 8 months ago

      That is the good thing about st george you can get the free credit cards linked your account and get  up to 8 weeks interest free credit . free travel insurance ,earn points and get free travel, acess your money virtually anywhere in the world.12 months extended warranty on purchases. purchases covered for theft loss or damage. 

  • crusty replied to the topic BankSA Portfoloio Loan in the forum MD70  Are you talking fixed 14 years, 8 months ago

    MD70  Are you talking fixed rates? I  have just set up some accounts with  st george aka bank SA, my broker said I would get the best deals there  I didnt beleive him and tried  to ge a better  deal myself . I was stunned by how much better the deal was.     The ANZ  didnt want to lend money and their rates were high.      …[Read more]

  • crusty replied to the topic Cross Collaterisation in the forum Finance 14 years, 8 months ago

    Must agree with banker . From what I understand  and am told by reliable sources banker is correct.  There are alot of myths that are perpetuated  by spuikers  and authors  that the  sheeple accept as Gosble  Who mindlessly follow and repeat  it until every-one thinks it is true. Alot of those myths are contiinuosly repeated on this forum.

  • crusty replied to the topic Help on first land purchase in the forum firsttime      one 14 years, 8 months ago

    firsttime      one thing I forgot to mention when you place your deposite you wil  need a letter from the bank guarrantying you are good for the finance at settlement. You  may want  get some valuations done by a vauler before purchase.

  • crusty replied to the topic Help on first land purchase in the forum Help Needed! 14 years, 8 months ago

         Ideally you should drive around see whats happening in the area you want to buy look for land that is for sale that  could be turned in to a subdivision.  If this is not possible you will have to look on the net,  look in pappers. Talk to agents ,developers, builders and council look on councils website and find out about there future plans f…[Read more]

  • crusty replied to the topic Depreciation Schedule in the forum General Property 14 years, 8 months ago

    Blissy  I  have no hessitation in recommending    "depreciator"   1300 66 00 3     http://www.depreciator.com.au  excellent service, excellent results, excellent savings , turned   -CF into +CF properties.      My price was only   $275.00 each    but I think I got a  good discount. I done mine on line and just sent them a copy of the building contracts.…[Read more]

  • crusty replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 8 months ago

    RossD wrote:
    Hey Crusty, is that boot camp ticket valid still? I would be interested in using it if no one else would want it. Ross.

    Ross  I would  very much doubt the ticket is still valid , I suppose I could give them acall out of curiosity.  I think I had a code number to  verify  the ticket and I have lost it.

  • crusty replied to the topic How do you go about your research? in the forum Help Needed! 14 years, 8 months ago

     Hendrick , . My preferred method is to just get out and do it.          If you  know what you  want/ afford .       Perhaps start in an area you are familiar with.    Have  a quick look on the computer to get an idea on values, but more is not neessarily better.  Spending  endless hours in front of a computer will get you now where except procr…[Read more]

  • crusty replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 8 months ago

    Mr Elmo I bought the materials  of Carly Crutchfield,  as I said at her 2 day  semminar ,at the Holiday Inn at Hindley st in Adelaide on the 23+24 Aug 2008 but it was her  assistant that actually swipped the card.  I am not sure of the price as I have 2 transactions made at that time. Iam fairly sure it was the 680 dollar transaction under the…[Read more]

  • crusty replied to the topic Metropole as a buyers agent??? in the forum Heads Up! 14 years, 8 months ago

    Adviceman forgot to mention the important part if you dont read the previous rant this will sum it up.                                            The bank valuation came back  What I paid was right at  the very top of the maximuim price it should be worth.  Add on the agents fee of  $12,000  makes it an expensive acquision.                     …[Read more]

  • crusty replied to the topic Metropole as a buyers agent??? in the forum Heads Up! 14 years, 8 months ago

    adviceman wrote:
    I think there are major benefits and also some challenges that come with dealing with Buyer's Agents like that. But if you want a large pool of possible sites, its a great place to look. good luck.quote=richief]Hi forum members.I'm asking for any insights into using Metropole as a buyers agent?  I am considering using them to…[Read more]

  • crusty replied to the topic Metropole as a buyers agent??? in the forum Heads Up! 14 years, 8 months ago

    adviceman wrote:
    I think there are major benefits and also some challenges that come with dealing with Buyer's Agents like that. But if you want a large pool of possible sites, its a great place to look. good luck.quote=richief]Hi forum members.I'm asking for any insights into using Metropole as a buyers agent?  I am considering using them to…[Read more]

  • crusty replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 8 months ago

    Are you genuine Elmo? Did you get ripped of? or are you trying to rip off other people I bought the Carly Crutchfield property Developpment DVD Course and manual at her semminar last year for for I think $890 or around there. It included a ticket to her 3 day boot camp on property development. Has any-one paid 6,000 dollars for this info most…[Read more]

  • crusty replied to the topic Recently Divorced, how do I rebuild with $100K? in the forum Help Needed! 14 years, 8 months ago

    oo3c  Hi, before I start a property portfolio I would put say 10-20 K in a share portfolio  which can be  used as a buffer, they can  be cashed out quickly and easily, give posslble high capital growth .  They may  give you more confidence to buy higher risk, higher return property.  They wil still count as asetts on loan application.  If you foll…[Read more]

crusty

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