cheers, thanks for your thoughts

hope your missus never inherited your mother-in-laws qualities.  hind sight is a wonderful thing, keep up the great work Steve.

hi macqi work in the building game and live in toowomba, i may be able to help. what sort of work are you wanting to get done? 

Qlds007 wrote:
Yes as long as the rate and term on the LOC is competitive then dont have a problem going that route.You would use the LOC to access the deposit and acqusition costs and then get your Broker to arrange a standalone loan secured against each IP often with a separate lender to your PPOR.Wouldn't be paying down your IP loans if you…[Read more]

thanks for your ideas. the rents have actually not long been increased. theres probably one that still could be increased, although they are older style houses in a regional area.cheers

thankyou for your comments 007

thanks guys,the properties are held personally in both names. they also have operated a business for the past 40 years. they have only ever split income and never operated in a trust/company etc.cheers

hi guysim new to the game, read a few books on property investing. would like to set up a portfolio with the intention of paying down debt and livivg of the rents. would still like to have the option of renovating to add value and raise rents or even sell to realise profits. can anyone give me there opinions on what is the best finance structure…[Read more]