hmmm, Gulidford road itself.. Um. Riverside or Bayswater side?

Go visit it as night on a weekend to see what sort of people are around. It will give you a better idea of what your tenants would encounter.

We did that at the place weare renting and I am glad we did. It proved to be a lovely quiet area with great neighbours. Haven’t met any of…[Read more]

G’day Spidey!
Personally i would advise against investing with family and friends. It’s not worth the risk, everything might be all peachy creamy now, but there are a million and one things that could go wrong and ruin your relationship. At the end of the day these people are the most important people in your life. Properties will come and go,…[Read more]

Heya Brett,
ohhh, baby names… um, good ol’ Jake is a good name, Joel, I think I have a J fetish… Al the boys names I like start with J!!

I think my favourite of all has to be Christopher though. Traditional but my fave. Shame my hubby doesn’t like it…[]

Teylu, me in same boat as you, enjoying the theory of making them, but nothing…[Read more]

Dallas, you need to sit down with your wife and discuss what your future goals are going to be.

For example, my hubby and I have decided that our short term, one year goal is to have purchased 3 properties by the end of next year.

Our long term goal is to be able to choose to work or not.

As soon as you have made your financial plan then…[Read more]

Can anyone who is taking part in the mentoring thingy with steve make themselves known!

Wilandel, we know you two are part of it, but who else???

Steph.

Work smarter, not harder!.

It really does inspire me to think that there are so many people here that think alike and want more out of like than the job (Just Over Broke) they work in.

I am so pleased that so many younger people are seeing the benefits of putting effort into their relationship with their children rather than just throwing money at them. It only takes a…[Read more]

Simon,
sounds like you had some wonderful experiences of working overseas. I wish mine here in London had been better. But…high tax, high cost of living…need I go on? We are still here coz we are still earning at least $1200 a week savings…We were going to pull the plug a couple of months ago but decided to stick it out until xmas.

I…[Read more]

HEy phillepe,
when you heading home?
We heading home Xmas day. Sick of London and all the crap that comes with it I am afraid…

Work smarter, not harder!.

Awww, powderfingers…. Hmmm, you’ve asked a nasty question. Um, kids can be as good as Aus kids but also way worse. The class I had was brilliant with excellent parent involvement but there is so many single parents in this country that there is also the opposite effect where there is absolutely no support at all!

There is a big problem with…[Read more]

Awww, no one wants to write anything…[][!]!

Work smarter, not harder!.

Heya Aussierogue,
have you thought of the name rogue? think along the lines of the X-men… SHe was a really pretty wench!

Me, I like Samantha, Mia is really pretty, my friend named her daughter Grace, what about… hee hee, being a little superficial here…Stephanie… it’s my name[]

Jane is another good one, simple, graceful and not many…[Read more]

10k aus dollars, thats why were in the UK at the moment. Saving pounds and multiplying it by 2.4 into aus$[].
With our budget in full swing we consistently save £500 or $1200 per week.
what r u doping awake at this time of day?
Not bed time here yet.
[8D]

Work smarter, not harder!.

Hi Japan
(the other Cremin here), sounds like you already have a rental under your belt, so heres a tip if you’re a landlord. Always charge rent fortnightly, alternitively if you are paying off your mortgage always pay the bank fortnightly. You may already know this, but anyway heres the figures.
1yr = 12 mths
annual rent = rent x 12
or
1yr = 52…[Read more]

excellent mate. That’s a good start. My hubby figured out that he was buying three cups of tea a day at 70p a cup and he was horrified that he was spending £15 a week just on tea!!! So we went out and bought a thermos and put that money away for savings.

Ho hum, getting there we are. not too far off our goal now. Just anoth $10K to go……[Read more]

Non-essential items… wow, hard thing to answer.

Well for example, food, we went back to basics and bought mainly fresh fruit and veges and hardly any pre-packaged stuff. You end up eating much better and you will feel heaps better too.

THe pocket money is for those things you must have. Eg, a new cd, dvd things like that. Also we use our…[Read more]

We save money by giving ourselves a strict budget each week and sticking to it!! We only get $40 each a week pocket money. Doesn’t get you much but we saved and are saving heaps of money…

Um, other ways is to get payment cards from the electricity, gas and phone companies so you can pay your bills in advance. By working out how much you use…[Read more]

Japanscott,
I would say all landlords work on rent in advance. Every place we have rented has been rent in advance. I certainly wouldn’t want rent in arrears if I was a land lord as you may never get the final payment when the tenants leave!

WE have never been offered discount… I wish I was… oh well. Have you not rented a house off someone…[Read more]

Yeah good on ya Pete!
Kick him while he’s down, i’m sure thats just what the poor guy needed to hear.

Work smarter, not harder!.

G,day all, i learnt from the ATO site that CGT is not a totally seperate tax. Basically you add your capital gain to your salary and whatever tax bracket that puts you into is what tax you are liable for.
Everyone probably already knows that but it was news to me.
Another tip for retirement day was if you are over 50 and have held an (active)asset…[Read more]

Thats the way Brett, [|)]<—pokerface.

Work smarter, not harder!.