Hi Jetstream.

I would still try the uni web site you never know. News papers should work well if you make the propery sound inviting. Make shore you use some type of application form this often seperates the man from the boys.

Cheers
Craigc.

G’day Paul
I agree with Kay. I think she is right ,Jack Boot Johnny will hold rates down until after the next election. He may even convince the reserve bank to drop the rate just a smige before the election, to fool the people into voting for the libs again.
Do not get me wrong I have not got a dislike for the libs or thier leader, I just think…[Read more]

Hi Kay
I know that your coments where related to that street only. I just thought that Davids comments may have been a bit harsh.

Regards []

Craigc

More than likly []

Cheers
Craigc.

My 2 cents worth [?]

I like Kay belive that interest rates will move up but only by a small amount. But that may be all it takes to push some to the point of sale, for they may fear that the bubble has or is about to burst & thier place will drop in value. This will increase the amont of properties for sale & give the buyers more choice. This of…[Read more]

Hey Fudge111

I’m not shore if it’s reputation or not that makes the differance, it has taken me almost 7 years to train my bank manager into my way of thinking.

Maybe I have him bluffed[]
Cheers
Craigc

Hi David.

Gee’s dave you have given Wagga a fair payout.

Did you say that you have been living out of the area for three years. If so your imformation may be old. Just thought I would bring you up to date.

1/ The big company that was to come to town did.The company is Salmat, they handle all the call centres for Telstra, and yes they did employ…[Read more]

G’day F&B
Yes I do have the same property as sercurity on different loans. But you must remember that every ones finacial situation is not the same. My bank manager takes into account what I have done in the previous years, he knows that I will not invest in a dud. ( well at least I havent yet)

Regards
Craigc

Hi All
In relation to loan costs i.e. establisment fees. I have a setup with the NAB in rural NSW, I pay then $350.00 per year this includes all ongoing charges i.e. check fees, establishment fees, 2 cards and a hole lot more. this is paid once a year and I can apply for as many loans I wish and there is no more cost. This only applies if you have…[Read more]

Hi Kings5

I just had a bit of a look at rocky but seems to me that there alot of vacant rentals there ( about 30 as of 25/10/03 ) has this been a problem for you.

Regards
Craigc

G’day Bill

I have just had a thought (o my head [xx(])

Since you already have a very good contact at the RTA why don’t you speak to them about leasing the centre of the many roundabouts that adawn the streets of Sydney.

There is so many things that could be done with the right team & a bucket of money. ( drive by movies for one )the list is…[Read more]

Hey Bill
Im with you I think that nmace would be wise to give the commerial property he is looking at a very wide birth. PeterM is right “6 months to find a tenant” is the R/E for real. I’m not sure what you ment by “put the commertial idea on the backburner” let me know.
craigc

Hi nmcace
One of the main problems is that most banks will only lend on commertial properties over 10 years.
I have one that at the moment is O.K, But due to some changes it may fall into the -cashflow next year. ( but thats another story ). Have you checked with your bank on the term of the loan. You stated that “one of the shops is rented ”
Why…[Read more]

Life here in the country must have made me slow[^]
The old brick in the Sh#tter trick. Now why did I not think of that.

THANKS PAUL[^]

Hey Prop16
You may want to rethink the public toilet idea, the excess water charges would be a real killer. Plus just say you bought 10 of them you would have to spend most of your weekends cleaning them & despossing of needles. Plus to paint the insides with that graffetti proof paint is very expensive. So if you do go ahead you need to be…[Read more]

Hey Bill
I live in rural NSW and because we do not have the public transport traffic that our city brothers have, i.e. 5 buses per week. We do not have bus shelters, you often sill see the old yellow post in the ground mark “BUS STOP”.
Are these also included in your lot & if so, do we need a surveyor to mark out the boundrys. I would be…[Read more]

Hi Nat.
I only just had my rural property valued by an inderpendent valuer. And I was disapointed with the figure that he came up with. I asked why he had only valued my property at $###### when surrounding land values seemed to be selling for a lot more. He said that he will not be caught up in the unrealalistic prices that are being paid for…[Read more]

Hi All
The subject of loopholes is a very interesting one indeed. I myself have been useing loop holes in the tax system for many years to reduce my tax burden on my bussiness. I am of the same thought as Forward, the loopholes were put there for the use of the hi & mighty. Or for those who grease the parms of the average political member. If by…[Read more]

Hi DavidC
My wife is a health service manger with the Greater Murry Health Service. ( Riverina MIA area ). Payments are made for private home & insurance ect. As I said I only have limmited knowlage of how her situation works. But my accountant, Who also takes care of our bussines keeps tell her to do it, and he has not steered me wrong over the…[Read more]

Hi All.
My wife uses salery sacrifice’s quit a few things on her wages & it saves her tax. From my limitted understanding of it, the payment’s are made of her gross wage. Therefore she is only tax on the remander. e.g. $70,000.00 gross per year.
$20,000.00 payments.
=$50,000.00 remander to be taxed.
Our tax man has saved my wife about $8,000.00…[Read more]