Hello,I am not an investor but have just been through placing offers and dealing with real estate agents for our first home.  Each and every time we had the same thing told to us that you have regarding the standard building and pest inspection clause.  I was not happy with the standard clause and had written my own, so basically I was able to d…[Read more]

Thanks for the latest report, very much appreciated.

Thanks for the reports, excellent service you're offering.Cheers

Thankyou Richard for the report, very much appreciated.Cheers

Thanks for the replies, it may be best to just put it off a little longer and save like mad.  Out of interest who is the bank/lender that still lends 95% with no genuine savings?

Mike,As per usual great service and a great report. Very much appreciated.Craig.

Nice looking piece of property. How did the auction go? Did you have a crack?

Mike,Once again excellent and prompt service. Thanks again for the report.Cheers

Mike thanks very much for the report and for the prompt reply. Very appreciated.

Just out of interest, for a customer that does have 'current credit facilities' with the CBA how much above the maximum of 90% LVR that can be borrowed? Is it up to 95% or is there potential for up to 100%?

Hello All,Firstly thanks again for the advice so far, really helpful.I am hoping to get some more advice, we have another option with regards to above and that is a family member is willing to put up a cash deposit for us in the form of a guarantee. I am wondering what options we have with this, is it possible to put this cash into say some sort…[Read more]

Thanks for the response. I am also wondering if anyone out there knows if the following question from my earlier post sounds possible?We are wondering if we would be able to take out a home loan through the same bank, which both my fiance and I also bank with, and my parents would be able provide a guarantee for a deposit using a nominated amount…[Read more]

Thanks again for your reply, as far as I am aware they have only refinanced their home loan once or twice to purchase a car and some kitchen renos. If it wasn't for these the loan would have been paid out a few years ago as they have had the loan since the early 70s.  We are wondering if we would be able to take out a home loan through the same…[Read more]

Thankyou for taking the time to answer. As far as my parents having to refinance, if we take out the home loan through the same bank would there be anything they have to change or fees to pay in relation to their loan?Cheers