Financiers generally look at your income situation as it is at the time of application and will determine your maximum borrowing limit accordingly. You then need to weigh up if you are comfortable borrowing that level of funds – if you have concerns about possible future decreases in income, then plan around that and only borrow to a level that…[Read more]

I have several contacts across Perth that could help – if you can advise what area you are in I will let you know of someone fairly local to you.

Hi Wayne. I’m a mortgage broker in Perth, and have sent you some details via PM.