PC_Melbourne, thanks mate, that was a great reply. I’m don’t have much IP knowledge but I’m trying to learn as much as I can.
Yes, me and my girlfriends name are both on the contract.

I haven’t got it valued yet but it would be around the $360k mark. We have met the requirements of the FHOG, but because both our names are on the contract we can’t get the FHOG again.

Cheers for the reply mate, ive actually spent the last couple of hours browsing through the forums and noticed you have alot of comments regarding a range of different topics, so thanks for your help.

I actually just got off the phone to our bank (St George) and they said we wouldnt have any problems with how much we could borrow, but they said…[Read more]