Hi again guys, thanks for the feedback.

Marc: I guess a postive for me is that I do not have any loans or any debts whatsoever. I do not even own a credit card. Hopefully this would help me in getting the loan….somehow.

Richard: I have some savings set aside plus I got some help from family members as well with the deposit. I have been with this company for only 4 months. Is this the reason I have been having trouble arranging a loan? Also, if I were to find a full time job soon, do I need to wait for a further 3 months before I can start arranging for a loan? With my circumstances at the moment, is there any other way I can get a loan? (Applying for an ABN etc…?) Of course having said this, the numbers would have to work for me before I settle on one.

Cheers guys!