Thanks very much guys, will keep this in mind. am looking at getting my first house within the next two months so this is very useful!

Can you quickly tell me more about this application and why they fry your credit file then I will leave you alone haha

Ok so about using the least generous first and most generous last, would you just go and talk to them to find these things out or just from online info? Well without giving my whole life story away basically i am 2nd year out of high school and worked a year in the mines in aussie so have that deposit. So i am quite interested in getting into…[Read more]

Ok thanks very much. That makes sense. So richard, with 50k saved for deposits would you suggest starting with cheaper houses and using the smallest deposit or maybe putting a bigger deposit onto the first couple to use as equity?  p.s thanks for your help