Would love to hear about your seminars … Number 8 …. I'm actually interested in education!  I've been in Finance for 10 years and my collegue Allistair Bell has been in Property and Finance for 10 years also,and guess what …. we dont know everything!!  But we have a great deal of knowledge we like to share …. for free!If you have k…[Read more]

Hi Rod,Now that you have bought a property and improved it …. it's time to see what it's valued at so you know what your available equity is to put a deposit on your next property.  You can start by looking at properties on realestate.com or have a real estate agent appraise it (with evidence of same or similar properties in the same area.  It c…[Read more]

Oh my god number 8,That's a sure way to scare the living bejesus out of someone ….. one way to kill off all possibility for sure!Jezzaust,Ultimately as I'm sure you're already aware, you will have to choose what to do.  Forums such as this are great ways to ponder ideas from others and then ultimately waigh up the pros and cons and choose.You…[Read more]

Dont forget to structure your loans correctly to separate personal debt from investment debt for taxation purposes.You could also set up a 100% offset account which would reduce the interest on your loan repayments …. always best to reduce your personal debt first.

Hi Stera,Sorry for the late reply …. been flat out working all day and till 8.30pm tonight.  I had intended replying to you earlier.I hope I can shed some light on this matter for you.  There are 2 general ways you can sign a contract to build.1. Find the land and finance it with a land only mortgage.  Land only you will generally only get 80…[Read more]

Ducata,Based on your answers to my questions above…. I can hear that you are attached to selling, although are unable to sell.  So, if you are committed to sell …. then you need to put your attention on what type of buyers are buying what you have, and where are they.  Start teaching the real estate agents how to work with you …. they are h…[Read more]

Hi Ducata,There are always a number of factors to consider when looking to sell an investment property.  It is no surprise that you are struggling to gain interest in a $700-800k property in the current market, as there are subsequently less investors in the market and less again of those looking to invest in that price range.Selling or holding…[Read more]