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  • Profile photo of clareow
    Profile photo of clareow

    Oh sorry
    City is Melbourne and the suburb is Northcote :)

    Profile photo of clareow

    We are a couple, no kids.
    Income of around 130K combined
    No other debts
    Am looking to purchase a property of between 500-560 with a deposit of 70K max.
    This isnt for an investment property, we are planning to live in the house for now
    Any advice would be appreciated.

    Profile photo of clareow

    Thanks all for the comments
    A bit to think about

    Richard who would you recommend as a lender if not ANZ or onedirect?

    Profile photo of clareow

    Hi

    thanks for the replies…

    We are looking at a loan of around 480,000. Around 10,000 will sit in the offset account monthly.

    Would it be better to go for One direct with no offset at around 6.15%
    or ANZ with an offset for 6.95%

    Thanks for any help, I am useless with the maths. Thanks!!

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