Not sure if there’s any meta filters which can capture that information. At best you’re going to have to use a keyword search either through the normal listing sites or a paid subscription service like Real Estate Investar.

This is mainly an Australian based forum so you might not get much luck in terms of advice here!

Indeed – the best thing would be to confirm that there is definitely no option for finance with the current structure as there are options in the market which can only be applied through brokers (and not all brokers have access to these products).

It’s not the role of a conveyancer to negotiate on a purchase – that falls on either a purchaser or if they engage a buyers agent on their behalf. In case you’re not sure – here’s the main functions of what a conveyancer does in property transactions.

That’s not too difficult – it reduces the options available but definitely still possible.

Feel free to contact us via http://www.precisionfunding.com.au/ and you can have your situation looked at.

Finance for workers who are contractors isn’t that difficult – it just comes down to the way the contracting arrangement is structured and then finding the path of least resistance. Generally contractors will either be:

*fixed term employee contract (fixed hourly/amount for a set period of time, paid to a TFN as an employee NOT an ABN)
*day rate…[Read more]

Property manager – that’s an easy one.

David Traeger at http://www.dtproperty.com.au – he looks after a lot of my clients properties and personally is an active investor in the Adelaide market.

You’ll want to chat to your accountant and FP about the best pathway – I’m not an accountant but it looks like you haven’t correctly calculated the CGT component.

There’s specific rules regarding putting the funds to super etc – with these kind of $$$ figures you’re best getting specific advice for your exact situation, instead of general advice…[Read more]

Are you sure you’re definitely maxed out with your borrowing capacity for a construction loan through ALL residential lenders? Some have strong niches which can allow you to borrow further than other lenders which may get this over the line.

If you truly are maxed out at this time, even post construction then you should be still unable to…[Read more]

Your intuition was right – the bank and broker are definitely being lazy at the expense of your structure/strategy/protection.

Best thing to do is set these up separately, with an equity release on the PPOR solely to cover the deposit costs and government charges and then a second application for a loan for the remaining purchase amount attached…[Read more]

Your intuition was right – the bank and broker are definitely being lazy at the expense of your structure/strategy/protection.

Best thing to do is set these up separately, with an equity release on the PPOR solely to cover the deposit costs and government charges and then a second application for a loan for the remaining purchase amount attached…[Read more]

I do see this as a common strategy – high interest saver gives you an OK return whilst not putting it at risk which makes it a no brainer in terms of putting funds away until being used for a purchase deposit.

There’s no point going crazy chasing returns on your deposit when in reality it won’t make a material difference considering the small…[Read more]

Professional loans with LMI waivers are still very much there – medico, lawyers, accountants are the main industries which qualify but there are a few other niches. You’ll generally have to be earning a certain amount to qualify for non-medico based professional LMI waivers.

Interesting to see the advert was pulled – what did you end up deciding to do OP?

I wouldn’t say Slacks Creek is a market I would necessarily call slow at the moment – Logan and surrounds has shown to be a fairly consistent market at the moment.

Everything comes down to presentation, price and the professional involved. Yield isn’t important -…[Read more]

The average interest rate for circa 30 years was near on 7%, however as the economy is maturing in Australia towards a lower inflation environment similar more to the US/EU, I think we’ll see this trend down. I believe a year or so ago the RBA was saying they think we’ll likely see this range dropping nearer towards 6%.

In the end lenders look at…[Read more]

I’d say you’ve probably been reading too many books from ‘property experts’ which are overcomplicating your strategy and for what ‘benefit’ you may believe you might gain, you will restrict yourself in every other way limiting your ability long term to grow.

If you try to do a val immediately after renovation/settlement you will find the…[Read more]

I’d say you’ve probably been reading too many books which are overcomplicating your strategy and for what ‘benefit’ you may believe you might gain, you will restrict yourself in every other way limiting your ability long term to grow.

If you try to do a val immediately after renovation/settlement you will find the valuers will only note a…[Read more]

I’d say you’ve probably been reading too many books which are overcomplicating it and for what ‘benefit’ you may think you will gain, you will restrict yourself in every otherway limiting your ability long term to grow.

If you try to do a val immediately after renovation/settlement you will find the valuers will only note a nominal increase in…[Read more]

I think step back and look at the investment first – if you could buy this property again based on it’s current price/figures would you? If not then that answers whether you should continue to hold it.

Sometimes it’s better to pull the bandaid off, taking the short term pain but opening up your ability to make better long term decisions.…[Read more]

I think you’ll find you’ll get better responses if you also note:

*what you will bring to the table for the JV
*why you can’t do the deal by yourself (hence what you’re needing from your JV party)