The only problem with him taking on the loan is he does not have a very good income atm so I didnt think anyone would lend to him… he does odd jobs here and there but his main priority atm is building his house.I am not sure how much the property is worth, would be easy enough to ask him- but its at scotts head about a 2min walk from the beach.

Thanks for your reply What if I had someone guarantor? My father owns his property 100%… at the moment it is land, on the beach and he has started building- but  like I said its all his! He does not work atm, so no income- but he would be able to offer his property as security. Would it be possible then?