Hi Mark,Thanks for your report. It did make a big decision on our offering price now! Appreciate it very much.Cheers.

In that case maybe i can go back with CBA and ask for 95% since I am their existing customer. Sorry to so many questions, whether anyone knows the different between topping up existing loan back to 80% and LOC?Are they in theory the same?Thanks

Thanks guys. Will try to hunt down the lenders who can lend up to 95%. knowledge is power totally agree with you YIcheers

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cheers guys, maybe I need to rethink going towards getting my first IP for now and wait until I have enough equity to do so.Meanwhile,keep myself educated!thanks!!!

Thanks for your advice Richard, are you suggesting another way of structuring this or is it similiar to split my current exising loan. Sorry am a little confuse. cheers CJ

Thanks Terry for your advice. I know very little about loan splitting, would you mind explaining how does loan splitting works? With regard to the point that you made about using the deposit and stamp duty from the new split, does it mean that we create a line of credit from the split and access the fund from it? Also if we paid off the home loan…[Read more]