Thank you both for the reply, il defently be dropping you a line with more detail and a few more questions. If thats ok thank you again for the help.

Hey JacM thanks for replys, im in that frame of mind where as long as I can afford to have it interest & principal I will I like seeing the mortgage go down, once I have a POR il change it thou, do you think its smart to use the equity to purchase second IP? Where do I sort of begin, I know its a very broad question but looking for any sort of…[Read more]

Hey man its principal &interest currently 5.22% variable looking to fix it in at a much lower rate, not sure if that will make it harder to use the equity or not.