Hi 007 thanks for your reply looking for around 20 thou have one of my two properties that is worth around 480k with aprox 320 owing, ideal term would be 24 months but understand that allot of these deals go 6 to 12 months, as stated before we have excellent income just need a leg up to get over a couple of speed bumps, any help or advice you could give me would be greatly appreciated

cheers