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  • Profile photo of CeliviaCelivia
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    Awww do I haaave to?[biggrin]

    Well from what I read in this article only, without having any more info on the matter, it sounds like a good idea to me.
    Or…
    Perhaps it would be possible to borrow money from your superaccount against a very low interest rate, since it is your own money.
    There could be awards for paying it back within a specified time (or penalties for being late).

    But maybe this is a dumb idea- I am no economist.

    Celivia

    Profile photo of CeliviaCelivia
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    All advertisments for Guru courses seem to depict people walking along the beach talking on telephones…I always assumed this was becasue they had lost thier house due to margin calls and were sleeping in the dunes.

    Haha NatR, this is too funny!!!
    Do you think they’ll be walking along the beach with a chronical [ohno] surprised [ohno2] expression on their face?
    After I have requested their free information, I usually get a follow-up email or letter always saying something along the lines of: “I am surprised that I have not heard from you yet.”

    Celivia

    Profile photo of CeliviaCelivia
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    Willy, I agree with the others- in fact, I do find it a little inconsiderate of him to ask you for such a big commitment just because he and your sister have plans to get married.

    I hope that you can say NO without feeling the slightest bit guilty.

    Celivia

    Profile photo of CeliviaCelivia
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    Funny, Ronulas and Munjy!

    Why do people think tat Nats12’s initial offer was low balling? Low balling is when you significantly offer below the fair market value. I don’t think that Nats12 has done that.

    Honestly, how many people here are really usually making just ONE offer on a property- their best offer?

    If it had happened to me, I think I would have, as Roy suggested, had a civilised [axe]talk [argue]to the agent to hear his side, clear the air, and then move on asap- [party]
    Hakuna Matata.

    Celivia

    Profile photo of CeliviaCelivia
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    What can we do to make the difference? Not buy petrol on a particular day? Protest? Be heard? Write an article? Buy more fuel efficient cars? Or just put up with it and work smarter to make more money so it doesn’t affect us at all…

    I think that car sales will increase for the more energy-efficient and lighter cars.
    Cars are more affordable than they were years ago.
    Also, people might switch to LPG (my husband’s ute runs on LPG).

    I do think that the Australian petrol prices are not too bad when you compare them with the price of petrol in some European countries- like €1.60 (about $2.60) per litre while their average income is about the same as it is here.

    Celivia

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    “…why are we so bothered with that property alone where there is so much on offer out there, not short of properties for sale..”

    True, Roy, that there are plenty of properties for sale.

    But the point of Nats12 I think is, that s/he offered a reasonable price for this property and then was not given a smurfin’ chance to negotiate; so the agent created a lose/lose situation for both Nats12 and the vendor. S/he wanted to hear others’ opinions about this.

    Celivia

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    I just filled it out, Maxwell. I wish you good luck with your study. [grad]

    Celivia

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    I love the looks and style of this house! SO much pretty detail! Don’t you just love windows like this?

    What do you think of the asking price?

    Celivia

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    I’m happy for you that it all worked out for you, Learay, despite the unwilling agents.

    I am asking myself, what would be in it for the agent to be so negative about renting out your property- don’t they want your business?

    The PMs who are looking after my IP are using a system (I think it’s called the Pilling system) in where the interested tenants make an offer- the amount of rent they are willing to pay for the property, negotiate whether they’ll be paying for water, the lease term, etc. So far I’ve been happy with the results.

    The PMs have, both times, been able to find responsible tenants who were offering to pay top rent and one of the tenants actually said she wanted to pay for their own water usage.

    There are PMs out there who do a great job as well.

    Awww just putting a bandage on your wound, Ausprop![biggrin]

    Celivia

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    [cowboy2] Very funny, love it. [cowboy2]

    [cowboy2]Not sure if real stories should be pasted in Forum Frolic, though! Hehe! [biggrin] [cowboy2]

    Celivia

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    Shaztaz, [specool], but why not copy the list in a post here for everyone to read?

    I am sure that it will be of great interest and benefit to many forumites!

    Celivia

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    “I have not spoken to the tiler myself yet but my Property Manager has made contact. Apparently the tiler claims that I told him during the phone conversation that doing a patch up job was what I wanted and thus he delivered!!”

    The first thing I would do in this case is talk to the tiler myself. If you explain clearly what the problem is, he may be reasonable enough to correct the problem- all he really needs to do is take the old tiles out of the toilet and replace them to match the new ones he laid, which is easily corrected and not a big deal.

    I hope he sees that and will correct it for you without too much drama if his reputation is important to him.

    If he does cause drama, perhaps just pay him a little extra for correcting the problem and then tell the property manager that you never want to deal with this tiler again, and the property manager may decide to give all business to another tiler.
    The property manager is working and paid for by YOU, so they will have to deal with the tradespeople their clients are happy with.

    It’s not the best solution, but solved as quickly as possible instead of dragging this out and getting more upset about it. Have it corrected asap and forget about it.

    Celivia

    Profile photo of CeliviaCelivia
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    I find it very important for a property manager to have excellent communication skills and a friendly manner- they are the ones who are going to deal with your tenants.
    I do think that good property managers are worth their cut.

    Some managers have a smaller property portfolio to look after than others and charge a little bit more- you’ll have to take that into account when deciding on the right manager for you.

    Just talk to a few managers and ask for their brochures and pricelists to see if there is much difference in what they are offering and compare all of their fees- not just the cut of the rent they are charging.
    E.g. fees they charge for monthly statements, end-of-year statements, extra services such as organising tradespersons- some may include this in the rent cut, others may charge for that separately.

    Celivia

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    Bill, although Simon has taken the words right out of my mouth, I just want to add that it seems very unrealistic to expect buyers and sellers not to negotiate a price.

    There is always at least a 5-8% built into the asking price which can be seen as an area for negotiation, as far as I know.
    NATS initially offered a good price for this property- was not low-balling!

    Celivia

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    Alan Jones read a report this morning about the fact that this kind of disaster was predicted by scientists in 2001.
    Awww- There was a house in New Orleans…..

    Profile photo of CeliviaCelivia
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    Scrooge, just do a search on this forum on Hans Jakobi- in the (recent) past there were some more threads about him and you might find the information you are after.

    Celivia

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    I wonder if these reports may be more reliable in a flat market than in a falling or climbing market, since it takes some time to research and update those valuations.

    I think that the findings of these reports can be up to 3 months old.

    We may get outdated information if there has been recent change in the market.

    What do others think?

    Celivia

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    When my son was in primary school, he had a classmate [cap] called Ty d’Ferrier.

    During rollcall, someone called out: “Gimme a rope”.

    Awww, poor kid!

    Celivia

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    They should have a little note on every useless consumer item for sale that says “Are you willing to trade the time at work to pay for this item for time with your own child?”

    No joking, lifeX, good idea; it would be like a warning on cigarettes- only in this case a little [wail] on the item might make people just stop for a split-second and think about the money = time-with-kids thing.

    Wylie, I agree that it is very important for the kids to respect the house, the rules (no playing drums on Sunday mornings, hehe [drummer]), and respect everyone’s privacy; the family should work well together as a group and there would be no need to kick ’em out just because they are 18 or 21. Relax and let it happen naturally.

    Before we know it they will be gone and we’ll have the memories- I like to try to make these memories nice ones to look back on with delight.

    I am a bit worried that if the ‘having to leave home at a certain age’ thing is a stressful time that it will affect the future relationship between parent and child in a negative way.

    Celivia

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    Hmmm, hard decision. I had a little cousin who drowned…so I am not so much in favour of backyard pools. Gates are not enough to protect little ones- you need to constantly supervise.

    On the other hand, when the kids are old enough for swimming lessons, (I’d enrol them straight away! Perhaps the 7 year old can swim already?) like yours are, it can be a lot of fun and you don’t always have to go out when you are busy at home, and the kids will be entertained during hot summerholidays while you run around doing your chores. (Like cleaning the pool, hehe just joking).

    Celivia

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