Yeah, thanks from me too, PG!!![biggrin]

CD said: If you don’t like a reply, don’t say anything, unless your response is decent.

My reply: “…………………………..!”
and that is all I will say!

Hehe sis, maybe V.O.’s gang is following you coz you made their life so hard on that bus tour with all your revealing questions.[party]

Too funny, Redwing! [lmao]

Hi Redwing,
I saw some posts of Yack yesterday in the legal and accounting forum.

It’s not only important to remove the Trojan horse, but personally, after getting rid of it, I would change my passwords as well, as some types of Trojans (key logging Trojans)capture usernames and passwords.
They create remote backdoors and you’ll be open to phishing- hacker’s dream come true!

You also got to be careful that there are no applications on your pc that contain codes that actually have the ability to hide Trojan horses (some P2P software programs, for example).

Hi Dandan

A townhouse shares one or two lateral walls with other townhouses, perhaps connected by garages. Usually you find townhouses in a row in medium density zoned areas. They normally have a small rear courtyard. They have two (or more) floors.

A house stands alone in a residential zoned area and shares no walls with other dwellings.

I also think that houses are usually torrens titled and townhouses strata titled.
Not sure on this one though.

Maybe others can add to this?

Personally, I can’t really see it work.

If you do your own reno, it can be worth the trouble, but to have to share your profit with the vendor will give you peanuts.

It is also likely that you will choose inferior materials to reduce costs. Doing that will not help your reputation.

You will have to do all the hard work, for who knows how long (can be months) and you’ll end up with just half the profit.

In a flat market there may not even be a great profit at all!

Westan, I’m selecting the same quote as Jay did, because I want to add that not every job is a form of prostitution!
If you ‘sell’ your time to make the world a better place, or to safely make money, using your creativity, why would that be a bad thing to do?

OK starting your own business has many benefits, but it doesn’t suit everyone.
And a lot of businesses fail-it can be risky and it is not always that easy.

Many people like their job and do see it as a safe way to make money, without the hassle and risk of running their own business.

Yes this is the way I work out annual yield as well, not sure if there is another way.