Total Members: 159,196

celeste

  • celeste replied to the topic Balga – WA in the forum General Property 18 years, 1 month ago

    Hi all again

    “not sure where eing the local police station and ask about the street and ”

    Sorry I got interrupted, I meant ” not sure where to check this, try ringing the local police station”

    Sorry, hop it makes sense now

    Celeste

  • celeste replied to the topic Balga – WA in the forum General Property 18 years, 1 month ago

    Hi all

    I would check out the crime stats, have they fallen. not sure where eing the local police station and ask about the street and surrounding streets

    Check with the local REA in the area re types of tenants.

    check out the following post https://www.propertyinvesting.com/forum/topic/25557.html

    Celeste

  • celeste replied to the topic Activity Poll in the forum Forum Frolic 18 years, 1 month ago

    Hi all

    My first reno settled friday (show me the money!!!) , I settle my next purchase 4/11 hope to have it reno’ed and back on the market jan 07. My third one (which was actually purchased 1st , had a long settlement) it has a tenant and I will reno it march / april next year (holding this one at least 12 month, to reduce tax)

    I started buying,…[Read more]

  • celeste replied to the topic int rate 17% in 1990 in the forum General Property 18 years, 1 month ago

    Hi foundation

    I say a little of all above.

    All of life is speculation!

    We are planning our retirement, but will we live that long!

    Hubbies long time friend was the fellow that died in Bali 4 weeks ago surfing. He was out surfing, paddlesd into his other mates, walked out of the water and dropped dead – he was 44yrs. The austopsy said secondary…[Read more]

  • celeste replied to the topic int rate 17% in 1990 in the forum General Property 18 years, 1 month ago

    Hi Foundation

    I am sure that’s how It would look on paper when I do my Tax and more like yours when I am after more finance.

    Bank valuations are worthless. The fact that they’ll lend against a particular value does not guarantee that somebody will be prepared to pay that price next week,

    As you stated above the value is not set until you…[Read more]

  • celeste replied to the topic 1 bed unit in the forum General Property 18 years, 1 month ago

    Hi Kermit

    I would go for the 50sqm, the other is too small.

    The problem with finance for properties under 50sqm kicks in when you need to borrow more that the 80%, it has to do with the insurance.

    If you need to borrow more than the 80%, B4 you sign anything check with your bank / broker etc whether the insurance will knock it back because of…[Read more]

  • celeste replied to the topic Hi again my friends!!!!! IDEAS IDEAS! in the forum Creative Investing 18 years, 1 month ago

    Hi all

    The more I put this in writting the more I like them as a business, but I do not want to work full time and on weekends, thats why I do what I do now. Anyway..

    I agree definitely needs GLASS partitioning, so you can still see them ans a GOOD cafe.

    other suggestions

    – parties – offer 2-3 different packages
    – some by age, some buy what…[Read more]

  • celeste replied to the topic Confessions of a Financial Planning Student in the forum Heads Up! 18 years, 1 month ago

    Hi all

    My 2c worth, my hubby’s X has a business helping people with their business plans. She has no training (not even a 6 weeks TAFE course) and 2 failed businesses under her belt!!!! Beats me what GOOD advise she can give?

    So, I suggest if you are looking for a FP that you make sure they are registered and have the relevant schooling. I have…[Read more]

  • celeste replied to the topic Reduced line of credit in the forum Finance 18 years, 1 month ago

    Hi John

    I know there is no ultimate way of protecting your self against litigation, one frim I did the books for, is one the the top legal firms in Perth and I’ve seen him work!! need I say more?

    We are in a position (by our standards and goals) were we do not have to take risks or only take little risks and keep in our (hubby’s) comfort…[Read more]

  • celeste replied to the topic int rate 17% in 1990 in the forum No Subject 18 years, 1 month ago

    Hi all

    I am the bookkeeper here, so here is the correct math.

    purchase 2 x 250k = assets 500 with a debt of 2 x 250 = 500
    sell one at 500 k assets now equals 1 x 250 with a debt of 0 purchase 1 at 500 assets now equals 750 with a debt of 500

    end result 2 houses worth 750k with a debt of 500k better off by 250k

    Celeste

  • celeste replied to the topic Vandalism & Arson Crime in the forum Help Needed! 18 years, 1 month ago

    Hi dave

    I think you know!

    celeste

  • celeste replied to the topic Hi again my friends!!!!! IDEAS IDEAS! in the forum Creative Investing 18 years, 1 month ago

    Hi all

    I am In Bullcreek, WA

    The one I went to yesturday is called Tropical Twist.

    It has a large play area and a cafe, The play area has equipment similiar to Macdonalds, but a lot more. ball pits to play in, slides, lots of stuff to climb / slide / run etc. and a seperate toddler area.

    The cafe has tables and chairs and is seperated from…[Read more]

  • celeste replied to the topic WHO’S GOING TO Martin Ayle SEMINAR OCT 06 ADELAIDE in the forum General Property 18 years, 1 month ago

    Hi Paul and others

    Sorry I got the name wrong of who’s doing the seminar Its Martin Ayles? (must have had a blonde day)[blink]

    anyway I rang them, there are no spots left and 7 on the wait list.

    Celeste

  • celeste replied to the topic int rate 17% in 1990 in the forum General Property 18 years, 1 month ago

    Hi all

    I thought my post might stir things up a bit[biggrin]

    Can you tell I am a bit bored? [blush2]

    Sorry ,I am In between projects and it’s school holidays, all I’m doing is watching Kids shows, going to kid play centres and cleaning. [baaa]

    Tell me what affect do you guys think, things like mobile phones, internet , foxtel etc has done to…[Read more]

  • celeste replied to the topic Reduced line of credit in the forum Finance 18 years, 1 month ago

    Hi all

    I have used the bank because all our other loans / buisness files p & l’s etc are already with them, and I needed to make it simple for hubby, he’s not real good with debt. I love it ! I have been a senior bookkeeper for 26 yrs and totally love spending some one elses money.

    Hubby and I have many strings to our bow that I didnot have…[Read more]

  • celeste replied to the topic Anyone need painting advice? in the forum Value Adding 18 years, 1 month ago

    Hi all

    Bunnings have paint with the anti mould in it, it’s not that much more expensive tha dulux mid range.

    variation – if you come across a painter in Perth called Hanson and he is asian run a mile. even though his cutting in is good, he takes ages, some of the other tradies told me he was a sleep in his car most of the time, he took 21 days…[Read more]

  • celeste replied to the topic What to do with 70’s Style timber Linning Boards in the forum Value Adding 18 years, 1 month ago

    Hi all

    There is a forum on this site where a painter is offering free advice.

    I used a exterior texture paint on interior face brick using a long pile roller ask at a trade paint centre. also if you have ABN they will sell to you at trade price and let you do the courses on any new type of paints. My mun is in melb me perth, she told me she had…[Read more]

  • celeste replied to the topic suggest a tradesman. in the forum Value Adding 18 years, 1 month ago

    Hi Munno

    Try the council again, stress safety / privacy etc, maybe compromise high at rear sides of house, lower at front?
    When I asked our council re fencing height they looked a
    t me like they didnot know what I was talking about and said what ever and I did not need a permit, but they spoted on my backyard plans where I was going to put a…[Read more]

  • celeste replied to the topic Subdividing Land in the forum General Property 18 years, 1 month ago

    Hi all

    We have R-codes (residential building codes WA) in WA, which sets out all the info re this.

    Do the other states have these? or similiar?

    put “building codes nsw” in search and see what comes up.

    Celeste

  • celeste replied to the topic suggest a tradesman. in the forum Value Adding 18 years, 1 month ago

    Hi Munno

    We put in a colobond fence on our new PPOR, there is a walk way down the side, it is 1.8m high with a privacy screen = 2.1 m high.

    You can put it in your self, comes in lots of colours, ring around for prices and check out their web site.

    Celeste[biggrin]

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celeste

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