Wow, thanks Freckle, this is really helpful. Now what you have said sounds much more like a goal, in comparison to my wishy washy 'goal'! Thank you very much, this is a huge help. Again, this is why now, as you suggested a while back, I want to get a great team of experts to help me, then hopefully I can really nut out my goals adn strategy properly. However, I will definitely start making some progress with the tips you have left – thanks again

Hi Richard, my lender advised St George Back, but her reasoning for this was because I was still on probation at work and I have been a customer of them for a long time. I recently asked her, as I am now off probation, if I could go with a lender that isn't one of the big four banks but she recommended against it as this would put a black mark against my name. Anywho, I don't think I will be working with her anymore as I e-mailed her to say I was going to talk to a few more people and work out a strategy before jumping into anything and she never wrote back to me, when she always responded straight away before. I guess it showed me her true colours as she wasn't willing to wait for my business, which I doubt will be very long anyway. Cheers

Hi catalyst, thanks for your post. Well I think I am similar to you, so far the intention for my goal has been equity, but hearing what you have said about cash flow makes sense. I guess this highlights the need to me to meet with a broker that can help me develop an investment strategy and define my goals like freckle said. Also, you're right Im not the over analyzing type, I'm actually quite impulsive haha, so I'm trying to do the right thing and cover all bases

Thanks for your post, Freckle.

Of course I want to be surrounded and advised by people who are experts and can educate me and guide me on investing. However, I feel like I might be too far in the deep end with my broker now to switch, as I have already signed a pre-approval with a bank through her

Thanks Richard, I really appreciate it.

Cheers,

Charlotte

Hi Jacui,

Thank you so much for your post. This is such super helpful advice and makes complete sense. I think being a female it's been really hard to be clinical about it, and not get emotionally involved, but hearing what you said rings true and I feel like I am definitely getting closer to it.  As of now, I am detaching myself from specific suburbs – Thank you! 

Cheers,

Charlotte

Thanks Terryw, great advice