Hi Nashy, amazing, sounds like you're doing really well. Thanks for sharing your story. It's definitely some food for thought Thans again.

Wow, thanks Freckle, this is really helpful. Now what you have said sounds much more like a goal, in comparison to my wishy washy 'goal'! Thank you very much, this is a huge help. Again, this is why now, as you suggested a while back, I want to get a great team of experts to help me, then hopefully I can really nut out my goals adn…[Read more]

Hi Shiny_Suit_Man – thanks for your words of wisdom, very helpful indeed

Hi Richard, my lender advised St George Back, but her reasoning for this was because I was still on probation at work and I have been a customer of them for a long time. I recently asked her, as I am now off probation, if I could go with a lender that isn't one of the big four banks but she recommended against it as this would put a black mark…[Read more]

Hi BoughtWithEquity, Thanks for the words of encouragement and advice. From being on here it has become apparent that I need to really define what my goal is, but I suppose it is to build wealth, so when I am old and grey I have financial security and also a home that is paid off to live in, and possibly a nice little holiday house somewhere. Is…[Read more]

Hi catalyst, thanks for your post. Well I think I am similar to you, so far the intention for my goal has been equity, but hearing what you have said about cash flow makes sense. I guess this highlights the need to me to meet with a broker that can help me develop an investment strategy and define my goals like freckle said. Also, you're right Im…[Read more]

Thanks moxi10, that's great. Is that Richard Taylor pure talking about?

Thanks for your post, Freckle.

Of course I want to be surrounded and advised by people who are experts and can educate me and guide me on investing. However, I feel like I might be too far in the deep end with my broker now to switch, as I have already signed a pre-approval with a bank through her

Hi Freckle,

I was under the impression a mortgage broker only looks after getting finance for you. My broker said she isn't there to offer me financial advice! I thought they were separate?

Thanks Richard, I really appreciate it.

Cheers,
Charlotte

Yes, you're right Freckle, I don't have a complete understanding of either, hence why I am doing my research reading, talking to various people and interacting on this forum. I am definitely ensuring I get an understanding of "The game" , to extent that my broker told me to stop over analysing everything and just simply buy something. I also have…[Read more]

Hi Jacui,

Thank you so much for your post. This is such super helpful advice and makes complete sense. I think being a female it's been really hard to be clinical about it, and not get emotionally involved, but hearing what you said rings true and I feel like I am definitely getting closer to it.  As of now, I am detaching myself from specific…[Read more]

Hi Jimmy86,

Thank you, that is wonderful advice, and I like your idea of potentially buying a house and unit, this makes sense.

Also, and excuse me for my ignorance, but I just want to ensure I fully understand capital gains. I understand this is the difference between what it cost me to buy the property and what I make when I sell it, and I…[Read more]

Thanks Terryw, great advice

Hi Plummer,

You are amazing, thank you so much for taking the time out to reply to me. You have really made things clear in mind, so a huge thanks. 

Have a great night  

cheers!