Hi Matt,That would be great…can you help me? Nab just valuation my house last month, if I ask for new Line of Credit loan do they need to value my house again? or you think they just use the last valuation figure?  Thanks

That is exactly what I though.  Thanks for all the sharing.  Will keep your details in case I need your help in the future.  Thank you

Hi Matt,Is just between me and you…don't worry…hehehe.  But I have no choice as NAB holding my security, it easier I apply Line of Credit with NAB as they hold my house security, if I apply line of credit to a different bank they likely denied my application as they dont like to share a house security with other bank( I have been told this by…[Read more]

Thanks for a clear explanation, it make sense to me now.  Great help.  Thank you.

Hi,their interest about 6.31% for line of credit.

Thanks for that. I feel much more confident now to apply for that.  But can I have another question like:My risendential home owe $290000 and I guess this house value $400000(but I guess the bank does not value this much)My investment home loan owe $270000 and the value is about $270000.Do you think I have some equity in the residential home even…[Read more]