Simon, you make it clear for me. I heard the same thing too, but somehow the way you explained it clicked. Called the SRO too, and yes, I can keep the FHOG.
Thanks all.

Yes, I am clear that i’ll have 12 month to move in to the new home. But, the tenants that were already there will then be paying rent to me. Many say I can’t do that. The thing is I don’t care about the rental money because I want to live there.
Please anyone opinion or experience in this to let me know how to go about it.

Ta.
catherina.