Thanks for the post – great thread!

I’m really interested in hearing some success stories for DIY works that have resulted in capital growth and/or increased rental yield.

I say this because I’ve just purchased a new PPOR, and am going develop some skills by attempting a very basic cosmetic reno. It’s a small 60’s three-floor walk up, and all it…[Read more]

I agree with many of the comments on here.
It 100% does depend on the way you intend to use the property (or indeed properties) in the future.

If you are certain the PPOR you are in now; will remain a PPOR for 15-20 years, then making the loan P&I is the way to go.

But if the place is only a short-term ‘home’ (say just a couple of years; using…[Read more]

Agree with all here.

Whilst I’ve had the fortune (and in all honesty, LUCK) during my first property purchase to apply with just one lender and have that lender approved, many new/young investors do get stung by this.

I’ve even had my lender, after pre-approving me, and then me saying ‘Actually, I might look at some other lender deals first’,…[Read more]

Hi Prospector,

Welcome to the world of investment property!

As others have mentioned, the books, magazines, and forums are great. I’m a big audio-visual person so I’ve discovered Youtube as being a great mecca for local advice by industry experts and professionals.

I also keep my own blog (funnily enough it too has ‘spectator’ in the title!)…[Read more]